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Mel Dowding

Latest Posts

Why treating your overdraft as a spending limit could be costly

20 Oct 2016

Do you treat your overdraft as everyday money to spend or keep it for emergencies?


Counting the costs early: How to avoid a Christmas credit crunch

04 Jun 2016

If you want to make sure your festive season doesn’t leave you counting the cost in the New Year, now is the perfect time to think about what you want – and can afford – to spend.