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Five ways to save in the sun

Summer is here and we’re in the holiday mood. But whether you’re sweltering in the office, spending more time outside, or looking to go on a break abroad, there are ways you can make your money stretch.  

Last week marked the hottest July day on record, with temperatures reaching highs of 35C, which got us thinking (as usual) about the ways you can save money and still have fun.

Here are five tips you can use to help stop your wallet from overheating.

1. Ditch dinners out and plan a picnic or packed lunch

Buying meals out, even just if it’s grabbing a sandwich at lunch, can all add up.

In fact, a survey by Visa found out the average spend at lunchtime in the UK is £3.69. Getting some bits and bobs from the supermarket and creating meals at home to take into work can help slash these costs.

Also, the heat may be encouraging you to be more social, but this doesn’t need to cost a bomb. Get some friends together and you could each bring a dish to a picnic, instead of meeting for a big lunch or dinner.

 

2. Don’t overspend as a wedding guest

The summer is undoubtedly wedding season. But, factoring in hotel, gift, outfit, travel, hen or stag nights, drinks and beauty, we’re likely to spend a huge £640 per wedding this year, according to American Express.

But, just because it’s their big day, doesn’t mean you have to break the bank. Our blog tells you how to save as a wedding guest.

3. Be savvy with your holiday bookings

For the best savings on your holiday, it can be better to book late. You may not get exactly what you want, but you will get a cheap holiday. Package holidays also tend to be cheaper, especially for more popular destinations, but it’s worth checking both options. You can sometimes get a special deal if you book separately.

Check out what you’re spending in optional extras as well. Do you really need reserved seating or to put luggage in the hold?

4. Consider your energy bills

It stands to reason you will be spending a lot less on energy bills over the summer. However, there are still things you can do. Make sure you turn off the lights when you leave the room, and fill up your washing machine, tumble dryer and dishwasher. Remember a full load uses less energy than two half loads!

One of the most effective things you can do is to consider whether you really need what you’re using. Do you need your tumble-dryer or will drying your clothes outside suffice? Do you really need lamps burning in your house when it’s light until after 9pm?

5. Bin the gym pass and go for a run

Why go on the treadmill when the weather is beautiful? Consider cancelling your gym membership and make the most of the heat. You could always consider returning to it when the weather has taken a turn.

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