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Four ways to shop safe online this weekend

With many people keeping an eye on the Black Friday sales, hoping to get a bargain, it means lots more money will be spent online - something the fraudsters know only too well.

So how do you make sure you’re not going to get scammed in the sales and keep #XmasReady?

Here are four ways you can shop online and reduce the risk of having your money or personal information stolen.

Use a credit card or PayPal

If something costs more than £100, paying by credit card gives you some extra protection if the goods fail to show up. This is down to something called Section 75 – part of the Consumer Credit Act – which means the credit card company has to refund you if the initial retailer isn’t legit or goes bust.

For cheaper items, you might be able to claim with Chargeback, though there is no guarantee you’ll get the money back.

If you’re on eBay, it’s wise to use PayPal. Though you don’t get Section 75 protection, it does mean you don’t share your bank or card details, and it does come with its own buyer protection.  

Pay attention to your browser

In your internet browser address bar, the most secure websites will start with HTTPS. The S stands for “Secure”. A normal HTTP address doesn’t have the same protection of your details.

Look for the padlock symbol too, which will also be in your browser – not on the webpage itself. The address bar also turns green on some browsers.

Only shop with retailers you’ve used before or know already

It’s not that difficult for scammers to create a site which looks professional. All they need to do is tempt you in with an offer that seems too good to be true and you’re ready to part with your cash to nab the bargain.

Stick to shops you know are safe and you’ll be able to avoid this risk.

Don’t click through from emails

You’re no doubt getting more and more emails about the Christmas sales; probably more than you have time to read!

If one does stand out, don’t click through from the email as there’s a chance it’s a fake email. Instead type the shop’s web address into your search bar, or go via Google.

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