Cyhoeddiadau

Cyhoeddiadau gan y Gwasanaeth Cynghori Ariannol, gan gynnwys y rhai sydd wedi siapio ein gwaith.

• Cyhoeddiadau corfforaethol
• Ymatebion i ymgynghoriadau
• Ymchwil
• Cylchlythyrau
• Cyhoeddiadau eraill

Cyhoeddiadau corfforaethol

Ebrill 2017

• Gwasanaeth Cynghori Ariannol Cynllun Busnes - 2017/18

Awst 2016

• Cynllun Iaith Gymraeg - Adroddiad Monitro Blynyddol i Gomisiynydd y Gymraeg

Gorffennaf 2016

• Gwasanaeth Cynghori Ariannol 2016-17 Cynllun Busnes

Gorffennaf 2015

• Cynllun Iaith Gymraeg- Adroddiad Monitro Blynyddol i Gomisiynydd y Gymraeg

Mawrth 2015

• Gwasanaeth Cynghori Ariannol 2015-16 Cynllun Busnes

Medi 2014

• Strategaeth Cymru ar gyfer y Gwasanaeth Cynghori Ariannol 2014-2015

Gorffennaf 2014

• Cynllun Iaith Gymraeg: Adroddiad Monitro Blynyddol i Gomisiynydd y Gymraeg
• Adolygiad Blynyddol,Adroddiad y Cyfarwyddwr a Datganiadau Ariannol

Ebrill 2014

• Cynllun Busnes 2014-15 y Gwasanaeth Cynghori Ariannol

Rhagfyr 2013

• Cyflawni cyngor ar ddyledion cyson ac o ansawdd uchel – Ein hymagwedd tuag at ansawdd ar gyfer y sector cyngor ar ddyledion

Mehefin 2013

• Cynllun Iaith Gymraeg: Adroddiad Monitro Blynyddol I Gomisiynydd y Gymraeg

Ebrill 2013

• Strategaeth Cymru ar gyfer y Gwasanaeth Cynghori Ariannol 2013 i 2014

Mawrth 2013

• Cynllun Busnes 2013-14 y Gwasanaeth Cynghori Ariannol

Awst 2012

• Money Advice Service Annual Review 2011/12

Gorffennaf 2012

• Money Advice Service Directors’ report and financial statements for 2011/12

Mawrth 2012

• Cyllun Busnes 2012/13 y Gwasanaeth Cynghori Ariannol
• Cyllun Busnes Cyngor Dyledion 2012/13 y Gwasanaeth Cynghori Ariannol

Medi 2011

• CFEB Financial Statements 2011

Ebrill 2011

• Money Advice Service Business Plan 2011/12

Tachwedd 2010

• Consumer Financial Education Body Business Plan 2010/11

Ymgynghoriadau

Rhagfyr 2012

• Cynllun busnes drafft Y Gwasanaeth Cynghori Ariannol 2013-14
• Cyflawni cyngor ar ddyledion cyson ac o ansawdd uchel – dogfen ymgynghori

Ymatebion i ymgynghoriadau

Trwy ein cyswllt â miloedd o bobl bob wythnos – ar-lein, dros y ffôn ac wyneb yn wyneb – byddwn yn llunio darlun cyfredol, unigryw o’r problemau ariannol ac anghenion y cyhoedd.

Byddwn yn defnyddio’r wybodaeth hon, ynghyd â’n hymchwil ein hunain a’n harbenigedd, i ddatblygu polisïau a fydd yn cael yr effaith fwyaf ar ddealltwriaeth pobl o faterion ariannol a’r dewisiadau sy’n eu hwynebu wrth reoli eu harian.

Fel prif awdurdod y wlad ar wella dealltwriaeth pobl o faterion ariannol, byddwn yn ceisio rhannu ein gwybodaeth a gwneud y mwyaf o’n dylanwad trwy gynnal digwyddiadau cyhoeddus, ymateb i ymgynghoriadau a gweithio gydag unigolion a sefydliadau a all helpu i gyflawni’r canlyniadau a gynlluniwn.

Rhestrir y copïau o ymatebion i ymgynghoriadau yr ydym wedi eu cyhoeddi yma fel y byddwch yn medru defnyddio ein sylwadau a chael y wybodaeth ddiweddaraf.

Cysylltwch â ni i roi eich ymateb, ac ewch i’r dudalen hon yn gyson i weld sut mae ein gwaith yn datblygu.

Medi 2014

• Tystiolaeth ar gyfer Pwyllgor Plant, Pobl ifanc ac Addysg ar egwyddorion cyffredinol y Bil Addysg Ariannol a Chynhwysiant (Cymru)

Mehefin 2013

• Sicrhau cyngor cyson ac ansawdd uchel ynghylch dyled. Ymateb i’r dull gweithredu ar gyfer Safonau a Sicrwydd Ansawdd i’r sector cyngor ynghylch dyled: Ymateb i’r ymgynghoriad

Mai 2013

• Ymateb Trysorlys Ei Mawrhydi a dogfen ymgynghori BIS ynghylch trosglwyddo rheoleiddio credyd i’r FCA [Awdurdod Ymddygiad Ariannol]
• Ymateb i ddogfen ymgynghori’r FCA: Cynigion lefel uchel am gyfundrefn FCA ar gyfer credyd defnyddwyr

Ionawr 2013

• Pobl Ifanc Agored i Niwed Cyflwyniad i’r Grŵp Seneddol Hollbleidiol ar Addysg Ariannol

Ionawr 2012

• Response to a supplementary consultation from the OFT on Guidance for all businesses engaged in recovery of consumer credit debts
• Response to the ONS on its Proposed Domains and Headline Indicators for Measuring National Wellbeing

Medi 2011

• Response to BIS consultation on empowering and protecting consumers
• Response to the draft Financial Services Bill Committee

Mehefin 2011

• Response to DWP consultation on a state pension for the 21st century
• Response to OFT consultation on draft guidance for creditors, debt collectors, law firms and other businesses engaged in recovery of consumer credit debts

Ebrill 2011

• Response to FSA Product Intervention Discussion Paper
• Response to the Workplace Retirement Income Commission’s call for evidence
• Response to the Pension Regulator’s consultation on enabling good member outcomes in work-based pension provision
• Response to the ONS’s measuring national wellbeing consultation

Mawrth 2011

• CFEB response to HM Treasury consultation on simple financial products
• CFEB response to the DWP’s consultation on the future of child maintenance
• CFEB response to the Ministry of Justice’s consultation on the effective Punishment, Rehabilitation and Sentencing of Offenders
• CFEB response to the DWP consultation on a default option for defined contribution automatic enrolment pension schemes

Chwefror 2011

• CFEB response to the Government’s consultation on its child poverty strategy
• CFEB response to the Treasury consultation on early access to pensions savings

Ionawr 2011

• CFEB response to call for evidence on Treasury Select Committee on the FSA’s Retail Distribution Review

Rhagfyr 2010

• CFEB response to ONS statistical work programme consultation
• CFEB response – Consumer Credit and Personal Insolvency Review

Tachwedd 2010

• CFEB response – Call for evidence on early intervention delivery

Hydref 2010

• CFEB response to the Prison Reform Trust report on the financial exclusion of offenders and their families
• CFEB response to the Autism Strategy guidance consultation
• CFEB response to Liberating the NHS: Local legitimacy in health consultation

Medi 2010

• CFEB response – Review of Offender Learning
• CFEB response to Family Justice Review
• CFEB response to National Institute of Clinical Excellence consultation on Anxiety draft guidelines
• CFEB response to the FSA – proposed changes to the Banking Conduct of Business Sourcebook (BCOBS)
• CFEB response to the Treasury Select Committee Inquiry on Competition and Choice in the Banking Sector

Awst 2010

• CFEB response to the Welsh Assembley Government consultation on Child Poverty Strategy and Delivery Plan
• CFEB response – Making automatic enrolment work consultation

Gorffennaf 2010

• CFEB response to the National Youth Agency consultation on Strategy and Vocational Qualifications
• CFEB response – Learner assessment booklet – Young people and money

Mehefin 2010

• CFEB response – Draft Statutory Guidance for Local Duties on Child Poverty (Child Poverty Act 2010)
• CFEB response to the The Insolvency Service – Debt-Relief Orders and Pensions

Ebrill 2010

• CFEB response – Self-directed Support: A National Strategy for Scotland

Ymchwil

Mae ymchwil fel sail i’n gwaith yn hanfodol os byddwn yn medru rhoi’r cyngor ariannol iawn i bawb a helpu pobl i ddeall a rheoli eu harian yn well. Mae ein hymchwil yn ein galluogi i roi’r cyngor gorau i bobl ar ddeall materion ariannol a gwneud dewisiadau wrth reoli arian.

Medi 2014

• Mae’n amser i ni drafod: pobl ifanc ac edifeirwch ariannol

Ebrill 2014

• Cynulliad Cenedlaethol Cymru. Ymgynghoriad ar Fil Addysg Ariannol a Chynhwysiant (Cymru) arfaethedig. Mawrth 2014.

Ionawr 2013

• 360 degree evaluation of Money Advice Service funded face-to-face debt advice

Hydref 2012

• The effectiveness of debt advice in the UK

Mehefin 2012

• Impact Review of Financial Education for Young People

Chwefror 2012

• Debt advice in the UK
• User needs from debt advice: individual and stakeholder views

Ionawr 2012

• Funding debt advice in the UK – A proposed model

Gorffennaf 2011

• Financial capability, income and psychological wellbeing

Chwefror 2011

• The long-term impacts of financial capability: Evidence from the British Household Panel Survey – CFEB CR03

Tachwedd 2010

• Financial capability and saving: Evidence from the BHPS – CFEB CR02 – summary
• Financial capability and saving: Evidence from the BHPS – CFEB CR02 – full report

Gorffennaf 2010

• Transforming Financial Behaviour: Developing interventions that build financial capability – CFEB CR01 – summary
• Transforming Financial Behaviour: Developing interventions that build financial capability – CFEB CR01 – full report
• Money Guidance Pathfinder: key findings – CFEB ER01 – summary
• Money Guidance Pathfinder: key findings – CFEB ER01 – full report

Mai 2010

• Improving Financial Capability Among Offenders: An assessment of three programmes delivering financial capability training to offenders – CFEB ER02 – summary
• Improving Financial Capability Among Offenders: An assessment of three programmes delivering financial capability training to offenders – CFEB ER02 – full report

Medi 2009

• The impact of life events on financial capability: Evidence from the British Household Panel Survey (FSA)

Mai 2009

• Financial capability and wellbeing: Evidence from the British Household Panel Survey_(FSA)_

Mawrth 2006

• Levels of Financial Capability in the UK: Results of a baseline survey_(FSA)_
• Financial Capability baseline survey: methodological report (FSA)
• Financial Capability baseline survey: questionnaire (FSA)opens in new window

Cylchlythyrau

Gorffennaf 2012

• Summer newsletter

Ebrill 2012

• Parliamentary newsletter

Chwefror 2012

• Debt special edition newsletter
• Winter newsletter

Hydref 2011

• Autumn newsletter

Cyhoeddiadau eraill

Mehefin 2012

• Money Advice Service submission to Treasury Select Committee Inquiry on the Money Advice Service

Ebrill 2012

• Response to Business, Innovation and Skills Select Committee Report on Debt Management

Mawrth 2012

• Cynllun Iaith Gymraeg y Gwasanaeth Cynghori Ariannol

Chwefror 2012

• Draft Memorandum of Understanding between the FCA and the Money Advice Service
• Money Advice Service debt advice research response and summary

Hydref 2011

• Money Advice Service equality, diversity and inclusion policy

Ebrill 2011

• Improving financial inclusion and capability in social housing

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