Automatic enrolment if you earn up to £10,000
Only workers earning more than £10,000 – and aged between 22 and State Pension age – will be automatically enrolled into a workplace pension by their employers. But if you earn less, you still have the right to join a workplace pension, and you might still be entitled to pension contributions from your employer.
If you earn less than £5,876
You won’t be automatically enrolled into your employer’s workplace pension scheme.
If you ask, your employer has to give you access to a pension to save into, and has to make arrangements for you to join, but they’re not required to contribute to it.
If you earn between £5,876 and £10,000 (inclusive)
You won’t be automatically enrolled into your employer’s workplace pension scheme. However, you have the right to opt in.
If you join the scheme, then – provided you’re aged between 16 and 74 – your employer will have to contribute to it as well.
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