Help if you’re struggling with debt

If you’re having major money worries, the last thing you might want to do is talk to a complete stranger about them. But it can be the best thing you can do.

Where to find free, confidential advice

Use our Debt advice locator tool

You don’t need to struggle on alone with your debt worries.

It’s always best to talk things through with an experienced debt adviser before you make a decision about what to do.

There are many ways to clear your debts and some are more well known than others.

The one that is best for you will depend on your personal circumstances.

A free debt adviser can help you make the right decisions so that most of your money will go to paying off your debts.

Meaning you could be debt free sooner than you thought.

A debt adviser will:

Use our Debt Health Checkopens in new window tool to help you work out the best way to tackle your financial issues.

You might only need to have one conversation with an experienced debt adviser to make sure that your plan to manage or clear your debts is the right one for you.

If you need more support or don’t know where to start, you’re not alone.

Nearly half of people in debt told us they aren’t sure about the best way to pay off their debts, and that is where a debt adviser can really help you.

More than eight out of ten people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again.

The people that let debts build up before they seek advice often find:

You can contact an adviser in a way that’s best for you – online, over the phone or face-to-face.

So join one of the hundreds of thousands of people we help each year and take the first step to being debt free.