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Having a baby, divorce and separation, what to do when someone’s died, choosing and paying for care services
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Now that your debt management plan has stopped you may be wondering what to do.
There’s no need to worry. We can help you get free debt advice now so you can keep up with the good work you’ve already done to take control of your debts and make sure your repayments stay on track.
We’ve partnered with StepChange Debt Charity and Citizens Advice to make sure that you can receive the support and information that you need.
StepChange Debt Charity will help you look at all your options and check that staying in a debt management plan is still the right thing for you. If it is, they’ll help you set one up for free, so you could be debt free sooner than you’d planned.
Or you can chat online with an adviser from Citizens Advice who will be able to help you decide what to do next.
It’s really important to talk to an expert debt adviser about your situation as soon as you can. The people you owe money to should be sympathetic if you act quickly. If you don’t, things could get worse and you may end up deeper in debt.
Both StepChange Debt Charity and Citizens Advice provide confidential, impartial and high-quality advice.
They will understand the situation you’re in and they give expert debt advice to hundreds of thousands of people every year.
For more information read our Frequently Asked Questions
Both StepChange Debt Charity and Citizens Advice can give you the help you need wherever you live in the UK.
Get impartial debt advice on what to do next from the leading charity provider of free debt management plans.
Get free online help 24 hours a day with their anonymous Debt Remedy advice tool, or call their helpline to talk to an expert adviser. Either way, you’ll get a personal action plan that will recommend a debt solution tailored to your situation.
Citizens Advice offers free, independent and confidential debt advice through their Adviceguide website.
Chat with a debt adviser online for help with working out what to do next.
In light of the FCA authorisations process, the following firms are no longer able to offer debt management plans
Some firms that were providing Debt Management Plans may have sold their client list to another company. If you want to be sure that the firm you are working with is still authorised by the FCA check the Consumer Credit Register.
Use our debt advice locator and find a debt adviser near you to get face to face advice.
