Levels of Over-Indebtedness in the UK

Since 2015, The Money Advice Service has been conducting a major annual study to estimate the levels of over-indebtedness across the UK. The study uses a model developed by the Money Advice Service and CACI, which gives every UK adult a statistical likelihood of being over-indebted, based on a number of factors and characteristics – including tenancy, age, household make up and income. The model produces estimates by geographical area – which provides a strong basis for policy makers, charities, service providers and others to make informed decisions about supporting the overindebted population.