Consultations and responses

Consultations

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June 2018

• Working-Age Money-Management Commissioning Plan: Call for Evidence

December 2017

• Consultation on the Money Advice Service’s 2018/19 Business Plan

July 2017

• A strategic approach to debt advice commissioning 2018-2023

April 2017

• Money Advice Service Business Plan - 2017/18

January 2017

• Payment Accounts Comparison Consultation

December 2016

• Money Advice Service 2017-18 Business Plan Consultation

December 2015

• Money Advice Service 2016-17 Business Plan Consultation

October 2014

• The Standard Financial Statement Consultation

September 2014

• Consultation opens on improving the UK population’s money management

June 2014

• The Money Advice Service: Proposal for a retirement adviser directory

December 2013

• 2014-15 Business Plan Consultation

December 2012

• The Money Advice Service draft business plan 2013-14
• Achieving consistent and high quality Debt Advice

Consultation responses

Through our front-line contact with thousands of people every week – online, by phone and face to face – we will build a unique, up-to-date picture of the money issues and needs of the public.

We will use this knowledge, alongside our own research and expertise, to develop policies that will have the biggest impact on people’s understanding of financial matters and the choices they make when managing their money.

As the country’s leading authority on improving people’s understanding of money matters, we will look to share our knowledge and maximise our influence by holding public events, responding to consultations and working with individuals and organisations that can help achieve our planned outcomes.

Copies of the consultation responses we have published are set out here so that you can draw on our comments and keep informed too.

Contact us to give us your feedback, and visit this page regularly to see how our work is developing.

August 2019

• Smart Data: Putting consumers in control of their data and enabling
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July 2019

• Inquiry into Access to Banking in Wales

March 2019

• SFGB response to FCA overdrafts consultation paper and policy statement

January 2019

• SFGB response to FCA Fair Pricing in Financial Services consultation

December 2018

• Money Advice Service response to FCA General insurance pricing practices market study

November 2018

• Money Advice Service response to FCA Duty of Care discussion paper

October 2018

• Money Advice Service response to FCA price discrimination in cash savings market consultation

August 2018

• Money Advice Service response to FCA High-cost Credit and Overdrafts consultations

June 2018

• Response from the Money Advice Service - Cash and digital payments in the new economy: call for evidence
• Energy UK: Commission for Customers in Vulnerable Circumstances - Money Advice Service response

March 2018

• Mayor of London: Economic Development Strategy - Money Advice Service response

February 2018

• FCA Mission: Approach to consumers - Money Advice Service response

January 2018

• HMT Breathing Space: Call for evidence - Money Advice Service response

December 2017

• Treasury Select Committee – Household finances inquiry – Money Advice Service response
• Treasury Select Committee student loans inquiry - Money Advice Service response
• ABI consultation on best practice for critical illness cover - Money Advice Service response

November 2017

• FCA CP 17/27 Assessing creditworthiness in consumer credit – Money Advice Service response

July 2017

• FCA CP 17/10 Credit Card Market Study: consultation on persistent debt and earlier intervention remedies – Money Advice Service response

April 2017

• CMA digital comparison tools (DCTs) market study update paper – Money Advice Service response

September 2016

• MAS response to draft payments strategy

August 2016

• Everyone needs a savings buffer - consultation response
• MAS response to Ofgem redress consultation

July 2016

• Money Advice Service response on Help to Save

June 2016

• MAS response to Public Financial Guidance Consultation

April 2016

• MAS response to Department for Business Innovation and Skills: call for evidence on terms &
  conditions

March 2016

• MAS response to CMA Retail Banking Market Investigation: Supplemental notice of possible remedies

January 2016

• Response to Civil Procedure Rule Committee: Pre-Action Protocol for Debt Claims Further consultation

December 2015

• Response to CMA Retail Banking Investigation
• MAS response to BIS Switching Principles
• Response to Public Financial Guidance Review

August 2015

• Work and Pensions Committee inquiry on guidance and advice - response from the Money Advice Service

January 2015

• Response to Department for Work and Pensions (DWP) Universal Credit data sharing consultation

December 2014

• Evidence to Financial Inclusion Submission

September 2014

• Evidence for the Children, Young People and Education Committee on the general principles of the Financial Education and Inclusion (Wales) Bill
• Retirement reforms and the Guidance Guarantee: response from the Money Advice Service

August 2014

• Proposal for a retirement adviser directory consultation response

July 2014

• Money Advice Service response to CMA payday lending market investigation

June 2014

• Money Advice Service: Freedom and choice in pensions consultation response

April 2014

• National Assembly for Wales. Consultation on a proposed Financial Education and Inclusion (Wales) Bill. March 2014

February 2014

• A Financial Capability Strategy for the UK: The Evidence Base
• Call for evidence summary

December 2013

• Detailed proposals for the FCA regime for consumer credit

August 2013

• Response to the Economy, Energy and Tourism Committee’s call for evidence on the Bankruptcy and Debt Advice (Scotland) Bill

June 2013

• Achieving consistent and high quality Debt Advice. An approach to Standards and Quality Assurance for the debt advice sector: Consultation response

May 2013

• Response HM Treasury and BIS’s consultation document on the transfer of consumer credit regulation to the FCA
• Response to the FCA’s consultation document: High level proposals for an FCA regime for consumer credit

April 2013

• Response to The National Curriculum in England

January 2013

• Vulnerable Young People : Submission to All Party Parliamentary Group on Financial Education

January 2012

• Response to a supplementary consultation from the OFT on Guidance for all businesses engaged in recovery of consumer credit debts
• Response to the ONS on its Proposed Domains and Headline Indicators for Measuring National Wellbeing

September 2011

• Response to BIS consultation on empowering and protecting consumers
• Response to the draft Financial Services Bill Committee

June 2011

• Response to DWP consultation on a state pension for the 21st century
• Response to OFT consultation on draft guidance for creditors, debt collectors, law firms and other businesses engaged in recovery of consumer credit debts

April 2011

• Response to FSA Product Intervention Discussion Paper
• Response to the Workplace Retirement Income Commission’s call for evidence
• Response to the Pension Regulator’s consultation on enabling good member outcomes in work-based pension provision
• Response to the ONS’s measuring national wellbeing consultation

March 2011

• CFEB response to HM Treasury consultation on simple financial products
• CFEB response to the DWP’s consultation on the future of child maintenance
• CFEB response to the Ministry of Justice’s consultation on the effective Punishment, Rehabilitation and Sentencing of Offenders
• CFEB response to the DWP consultation on a default option for defined contribution automatic enrolment pension schemes

February 2011

• CFEB response to the Government’s consultation on its child poverty strategy
• CFEB response to the Treasury consultation on early access to pensions savings

January 2011

• CFEB response to call for evidence on Treasury Select Committee on the FSA’s Retail Distribution Review

December 2010

• CFEB response to ONS statistical work programme consultation
• CFEB response – Consumer Credit and Personal Insolvency Review

November 2010

• CFEB response – Call for evidence on early intervention delivery

October 2010

• CFEB response to the Prison Reform Trust report on the financial exclusion of offenders and their families
• CFEB response to the Autism Strategy guidance consultation
• CFEB response to Liberating the NHS: Local legitimacy in health consultation

September 2010

• CFEB response – Review of Offender Learning
• CFEB response to Family Justice Review
• CFEB response to National Institute of Clinical Excellence consultation on Anxiety draft guidelines
• CFEB response to the FSA – proposed changes to the Banking Conduct of Business Sourcebook (BCOBS)
• CFEB response to the Treasury Select Committee Inquiry on Competition and Choice in the Banking Sector

August 2010

• CFEB response to the Welsh Assembley Government consultation on Child Poverty Strategy and Delivery Plan
• CFEB response – Making automatic enrolment work consultation

July 2010

• CFEB response to the National Youth Agency consultation on Strategy and Vocational Qualifications
• CFEB response – Learner assessment booklet – Young people and money

June 2010

• CFEB response – Draft Statutory Guidance for Local Duties on Child Poverty (Child Poverty Act 2010)
• CFEB response to the The Insolvency Service – Debt-Relief Orders and Pensions

April 2010

• CFEB response – Self-directed Support: A National Strategy for Scotland