We're changing to MoneyHelper
Money Advice Service will soon become MoneyHelper, the easy way to get free help for your money and pensions.
Taking control of debt, free debt advice, improving your credit score and low-cost borrowing
Renting, buying a home and choosing the right mortgage
Running a bank account, planning your finances, cutting costs, saving money and getting started with investing
Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit
Planning your retirement, automatic enrolment, types of pension and retirement income
Having a baby, divorce and separation, what to do when someone’s died, choosing and paying for care services
Buying, running and selling a car, buying holiday money and sending money abroad
Protecting your home and family with the right insurance policies
Coronavirus Money Guidance
- Get free trusted guidance and links to direct support
Visit our support hub
Use our Mortgage Calculator to find out your monthly mortgage payments including the repayment and interest payment.
Use the Money Advice Service mortgage affordability calculator to find out how much mortgage you can afford to borrow for your new house
If your income has been affected by coronavirus (Covid-19) and you’re struggling to keep up with your mortgage, credit card, car finance or loans repayments.
Something that is going to be hard to cover if you’ve got a sudden drop in income and don’t have access to savings is your mortgage or rent payments.
Retirement interest-only mortgages are a financial product aimed at pensioners, the over 55s and over 60s, where you only pay off the interest every month.
Equity release is a way of accessing the cash in your property, by taking out a loan secured on your home, either as a lump-sum or in instalments.
Mortgages are a major financial responsibility. Make sure you understand what you are taking on before you commit to one
Lifetime mortgages allow homeowners over 60 to release some of the equity in their home to pay for care, without moving
Understand how lifetime mortgages work and what you need to consider before taking one out
Learn about different kinds of mortgages, from repayment and interest-only to shared equity and buy-to-let.
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