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Cut-back calculator

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Use this calculator to work out where you can make savings on things that you buy regularly. The tool will only take 5 minutes to complete. The figures are completely confidential, but you can email them to yourself or someone else.

You can download the tool and use offline. It is available in excel or open office free software. For more information about open office visit their website.

Download in open office Download in excel

  • See our section on managing your money for more tips about how to manage finances.
  • Be smart – and stop paying for things you don't really need to use.
  • Don't panic if your spending is getting out of control – see our section on dealing with debt.

Your tips on saving money - Cutting back to help you save