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Where to get free debt advice in Belfast

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Belfast and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money Advice Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

15 results for “belfast
  • Springfield Charitable Association (SCA)

    0.94 miles
  • East Belfast Independent Advice Centre (EBIAC)

    1.11 miles

    Telephone advice provided. Advisers also attend several outreach advice clinics the details of which can be found here: https://www.ebiac.org/drop-in-advice-and-outreach-services

  • Southcity Resource and Development Centre

    1.12 miles
  • Community Advice Antrim & Newtownabbey (CAAN) - Newtownabbey Office

    • Dunanney Centre, Rathmullan Drive, Newtownabbey, BT37 9DQ
    • 028 9590 6505
    4.69 miles
  • Community Advice Ards and North Down - Holyrood Office

    4.83 miles

    Telephone advice also provided.

  • Damask Community Outreach

    7.19 miles
  • Community Advice Lisburn and Castlereagh

    7.41 miles
  • Community Advice Ards and North Down - Ards Office

    9.22 miles

    Telephone advice also provided.

  • Mid & East Antrim Community Advice Services (MEACAS) ​ - Carrickfergus Office

    9.58 miles

    You can speak to an advisor by contacting our Telephone Advice Line Mon– Fri 10am-12pm (closed for lunch 12.30pm-1pm) on 028 9600 1333. If the advisor feels you need a face to face appointment they will arrange this for you during your call.

  • Community Advice Ards and North Down - Bangor Office

    12.03 miles

    Telephone advice also provided.

  • Community Advice Antrim & Newtownabbey (CAAN) - Antrim Office

    • Farranshane House, 1 Ballygore Road, Antrim, BT41 2RN
    • 028 9590 6505
    13.33 miles
  • Mid & East Antrim Community Advice Services (MEACAS) ​ - Larne Office

    17.95 miles

    You can speak to an advisor by contacting our Telephone Advice Line Mon– Fri 10am-12pm (closed for lunch 12.30pm-1pm) on 028 9600 1333. If the advisor feels you need a face to face appointment they will arrange this for you during your call.

  • Community Advice Newry Mourne & Down - Downpatrick Office

    21.39 miles
  • Community Advice Banbridge

    21.88 miles

    We provide Face to Face appointments, Email and Telephone Advice as well as Outreach Sessions in Dromore, Rathfriland & Gilford. We also provide Home Visits to the housebound.

    Telephone Advice is available on 028 406 22201

  • Community Advice Craigavon

    • Portadown Health Centre, Tavanagh Ave, Portadown, BT62 3BE
    • 028 3836 1181
    24.11 miles

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • Citizens Advice Web Chat

    • www.citizensadvice.org.uk
    • Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

    StepChange Debt Charity

    • www.stepchange.org
    • StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org
    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    Tully

    • www.tully.co.uk
    • Tully is the UKs first completely digital debt adviser. Go online, share your statements, build your budget and get free, confidential and personalised advice within minutes.

  • PayPlan

    • www.payplan.com
    • PayPlans online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    National Debtline

    • www.mymoneysteps.org
    • National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111
    • StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

    National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000
    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

  • PayPlan

    • www.payplan.com
    • 0800 280 2816
    • PayPlans supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    Debt Advice Foundation

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales) and Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The Money Advice Service takes no responsibility and is not liable for any advice given by third parties.

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  • Monday to Friday, 8am to 6pm
  • Saturday, 8am to 3pm
  • Sunday and Bank Holidays, closed
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Give us a call for free and impartial money advice.

0800 138 7777

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  • Typetalk: 18001 0800 915 4622
  • Monday to Friday, 8am to 6pm
  • Saturday, Sunday and Bank Holidays, closed