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Where to get free debt advice in Belfast

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Belfast and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money Advice Service.

The Money Advice Service has developed a set of quality requirements for the delivery of debt advice. All services listed on this page meet these standards. This excludes debt advice services in Scotland, Wales and Northern Ireland which are still free and confidential but may not hold a standard or membership code accredited by the Money Advice Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

30 results for “belfast”

  • CAP Belfast South and West Debt Centre

    0.85 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Springfield Charitable Association (SCA)

    0.94 miles

  • CAP Belfast Central Debt Centre

    1.09 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • East Belfast Independent Advice Centre (EBIAC)

    1.11 miles

    Telephone advice provided. Advisers also attend several outreach advice clinics the details of which can be found here: https://www.ebiac.org/drop-in-advice-and-outreach-services

  • Southcity Resource and Development Centre

    1.12 miles

  • The Vine Centre

    1.15 miles

  • CAP Belfast East Debt Centre

    2.15 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Belfast Finaghy Debt Centre

    3.57 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Antrim & Newtownabbey (CAAN) - Newtownabbey Office

    4.69 miles

  • Community Advice Ards and North Down - Holyrood Office

    4.83 miles

    Telephone advice also provided.

  • CAP Belfast North and Newtownabbey Debt Centre

    6.02 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Carrickfergus Debt Centre

    6.25 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Lisburn and Castlereagh

    7.41 miles

  • CAP Lisburn Debt Centre

    7.42 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Newtownards Debt Centre

    8.98 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Ards and North Down - Ards Office

    9.22 miles

    Telephone advice also provided.

  • Mid & East Antrim Community Advice Services (MEACAS) ​ - Carrickfergus Office

    9.58 miles

    You can speak to an advisor by contacting our Telephone Advice Line Mon– Fri 10am-12pm (closed for lunch 12.30pm-1pm) on 028 9600 1333. If the advisor feels you need a face to face appointment they will arrange this for you during your call.

  • CAP Bangor NI Debt Centre

    11.65 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Antrim & Newtownabbey (CAAN) - Antrim Office

    13.33 miles

  • CAP Antrim Debt Centre

    13.46 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Mid Down Debt Centre

    13.55 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Lurgan Debt Centre

    16.12 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Mid & East Antrim Community Advice Services (MEACAS) ​ - Larne Office

    17.95 miles

    You can speak to an advisor by contacting our Telephone Advice Line Mon– Fri 10am-12pm (closed for lunch 12.30pm-1pm) on 028 9600 1333. If the advisor feels you need a face to face appointment they will arrange this for you during your call.

  • CAP Larne Debt Centre

    18.66 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Craigavon - Mount Zion Office

    18.77 miles

  • Community Advice Newry Mourne & Down - Downpatrick Office

    21.39 miles

  • Community Advice Banbridge

    21.88 miles

    We provide Face to Face appointments, Email and Telephone Advice as well as Outreach Sessions in Dromore, Rathfriland & Gilford. We also provide Home Visits to the housebound.

    Telephone Advice is available on 028 406 22201

  • CAP Ballymena Debt Centre

    23.38 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Community Advice Craigavon

    24.11 miles

  • Mid & East Antrim Community Advice Services (MEACAS) ​ - Ballymena Office

    24.29 miles

    You can speak to an advisor by contacting our Telephone Advice Line Mon– Fri 10am-12pm (closed for lunch 12.30pm-1pm) on 028 9600 1333. If the advisor feels you need a face to face appointment they will arrange this for you during your call.

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • National Debtline

    • www.mymoneysteps.org

    • National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

    Citizens Advice Web Chat

    • www.citizensadvice.org.uk

    • Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

  • PayPlan

    • www.payplan.com

    • PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    Tully

    • www.tully.co.uk

    • Tully is the UK's first completely digital debt adviser. Go online, share your statements, build your budget and get free, confidential and personalised advice within minutes.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    StepChange Debt Charity

    • www.stepchange.org

    • StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • PayPlan

    • www.payplan.com
    • 0800 280 2816

    • PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000

    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

  • StepChange Debt Charity

    • www.stepchange.org.uk
    • 0800 138 1111

    • StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

    Debt Advice Foundation

If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales) and Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The Money Advice Service takes no responsibility and is not liable for any advice given by third parties.

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  • Give us a call for free and impartial money advice.

  • 0800 138 7777, Typetalk: 18001 0800 915 4622

  • Monday to Friday, 8am to 6pm
  • Saturday, Sunday and Bank Holidays, closed
  • We are currently experiencing high volumes across our service, wait times may be longer than normal.

  • Our general email address is enquiries@maps.org.uk.

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  • We will normally respond to your enquiry within 48 hours of receipt.