Please be aware that services listed on this tool may be disrupted or experiencing longer wait times due to recent government guidance regarding COVID-19. Face-to-face and local services in particular are likely to be affected. Please see below for more details.
Where to get free debt advice in Belfast
If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services
available in Belfast and across the UK, you can find help in a way that’s best for you.
On this page you can find:
All of the services below are free, confidential and hold a standard or membership code accredited by the Money Advice Service.
Face-to-face and local services
Search for a debt advice service near you. You can then set up a face-to-face
appointment and speak to an expert adviser in person.
Where shown, some local services can also provide debt advice by phone.
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CAP Belfast South and West Debt Centre
0.85 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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East Belfast Independent Advice Centre (EBIAC)
0.87 miles
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Springfield Charitable Association (SCA)
0.94 miles
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CAP Belfast Central Debt Centre
1.09 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Southcity Resource and Development Centre
1.12 miles
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The Vine Centre
1.15 miles
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CAP Belfast East Debt Centre
2.15 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP Belfast Finaghy Debt Centre
3.57 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Antrim & Newtownabbey (CAAN) - Newtownabbey Office
4.69 miles
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Community Advice Ards and North Down - Holywood Office
4.83 miles
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CAP Belfast North and Newtownabbey Debt Centre
6.02 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP Carrickfergus Debt Centre
6.25 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Lisburn and Castlereagh
7.41 miles
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CAP Lisburn Debt Centre
7.42 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Lisburn and Castlereagh- Bridge Street
7.49 miles
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Community Advice Ards and North Down - Ards Office
9.48 miles
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Mid & East Antrim Community Advice Services (MEACAS) - Carrickfergus Office
9.58 miles
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CAP Bangor NI Debt Centre
11.65 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Antrim & Newtownabbey (CAAN) - Antrim Office
13.33 miles
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CAP Antrim Debt Centre
13.46 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP Mid Down Debt Centre
13.55 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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CAP Lurgan Debt Centre
16.12 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Mid & East Antrim Community Advice Services (MEACAS) - Larne Office
17.95 miles
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CAP Larne Debt Centre
18.66 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Craigavon - Mount Zion Office
18.77 miles
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Community Advice Newry Mourne & Down - Downpatrick Office
21.39 miles
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Community Advice Banbridge
21.88 miles
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CAP Ballymena Debt Centre
23.38 miles
We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.
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Community Advice Craigavon
23.85 miles
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Mid & East Antrim Community Advice Services (MEACAS) - Ballymena Office
24.29 miles
Online debt advice services
Online services are secure and you can get immediate, personalised help.
Some services are available 24 hours a day.
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PayPlan
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www.payplan.com
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PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.
StepChange Debt Charity
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www.stepchange.org
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Our online advice tool has helped over 1.7m people. Create a budget and get a personal action plan with practical next steps. Get free help from the UK's leading debt charity
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Debt Advice Foundation
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www.debtadvicefoundation.org
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Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.
Telephone debt advice services
You can speak directly with an expert adviser. Telephone services are usually available weekdays,
evenings and Saturdays.
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StepChange Debt Charity
- www.stepchange.org.uk
- 0800 138 1111
Call the UK's leading debt charity. We help change the lives of thousands of people every week. Get free, confidential advice and practical solutions to help you deal with your debts.
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PayPlan
- www.payplan.com
- 0800 280 2816
PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.
National Debtline
- www.nationaldebtline.org
- 0808 808 4000
National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.
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If you are self-employed or run a small business and have personal or business debts, contact the free advice service in your area: Business Debtline (England and Wales) and Business Debtline (Scotland) or Advice NI Business Debt Service (Northern Ireland).
Spotted an error? Let us know.
While we try to ensure this information is accurate and up to date, we cannot be
responsible for any inaccuracies in the information.
The Money Advice Service takes no responsibility and is not liable for any advice
given by third parties.
