Skip to main content Accessibility Statement

Where to get free debt advice in Cardiff

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Cardiff and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard accredited by the Money Advice Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

10 results for “cardiff
  • Cardiff CAB

    0.32 miles
  • CAP Cardiff South Debt Centre

    • Christians Against Poverty - Bay Church Unit 13, Royal Stuart Workshops Adelaide Place, Cardiff, CF10 5BR
    • 0800 328 0006
    • www.capuk.org
    1.26 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Shelter Cymru (Cardiff)

    2.41 miles
  • Vale of Glamorgan CAB

    6.78 miles
  • Caerphilly Citizens Advice

    • 2B De Clare House, 5 Alfred Owen Way, Pontygwindy Industrial Estate, CAERPHILLY, Caerphilly, CF83 3HU
    • 03444 772 020
    7.77 miles
  • Risca Citizens Advice Bureau

    9.38 miles
  • CAP Risca Debt Centre

    9.47 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • CAP Newport Debt Centre

    10.39 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Newport Citizens Advice Ltd

    10.82 miles

    01633 222622 Admin line no advice

  • CAP Pontypridd Debt Centre

    10.93 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org
    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    StepChange Debt Charity

    • www.stepchange.org
    • StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

  • Citizens Advice Web Chat

    • www.citizensadvice.org.uk
    • Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

    PayPlan

    • www.payplan.com
    • PayPlan’s online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

  • National Debtline

    • www.mymoneysteps.org
    • National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • Debt Advice Foundation

    National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000
    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

  • StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111
    • StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

    PayPlan

    • www.payplan.com
    • 0800 280 2816
    • PayPlan’s supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

If you are self-employed or run a small business and have personal or business debts, contact the free service Business Debtline

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The Money Advice Service takes no responsibility and is not liable for any advice given by third parties.

Web chat

Sorry, web chat is only available on internet browsers with JavaScript.

Sorry, web chat is currently offline, our opening hours are

Open:

  • Monday to Friday, 8am to 6pm
  • Saturday, 8am to 3pm
  • Sunday and Bank Holidays, closed
Offline

WhatsApp Logo WhatsApp

Open:

  • Monday to Friday, 8am to 6pm
  • Saturday, 8am to 3pm
  • Sunday and Bank Holidays, closed

Unavailable

Call us

Give us a call for free and impartial money advice.

0800 138 7777

Open:

  • Typetalk: 18001 0800 915 4622
  • Monday to Friday, 8am to 6pm
  • Saturday, Sunday and Bank Holidays, closed