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Where to get free debt advice in Edinburgh

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Edinburgh and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard accredited by the Money Advice Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

10 results for “edinburgh
  • Citizens Advice Edinburgh - In Court Advice Service

    • Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
    • 0131 202 5114
    0.23 miles

    This Outreach Service assists clients to resolve matters without the need for court action where appropriate Guides clients through the court process for small claims and summary cause cases and time to pay applications Offers help with completing forms and explains legal terms Also assists with preparing and presenting cases In exceptional circumstances the service can include court representation.

  • Citizens Advice Edinburgh - Mediation Service

    • Edinburgh Sheriff Court 27 Chambers Street Level 6 next to Court 15, Edinburgh, EH1 1LW
    • 0131 220 1092
    0.23 miles

    This Outreach Service is by Appointment and Drop In. This is a voluntary form of dispute resolution where both parties must agree to attend It is free to small claims and summary cause cases Cases can be self-referred prior to the first calling date or the case may be referred at a later date by the Sheriff Mediation can assist parties to resolve disputes which could save both money and further time spent in court.

  • Citizens Advice Edinburgh - GP Surgeries Project

    • Bellevue Medical Centre 26 Huntingdon Place, Edinburgh, EH7 4AT
    0.55 miles

    This Outreach Service gives Welfare advice to registered patients of the surgery and is by appointment only

    Thursday Appointments PM

  • Citizens Advice Edinburgh - Dundas Street

    0.57 miles

    For telephone advice contact the Bureau on 0131 510 5510 or Citizens Advice Direct on 0808 800 9060

    For online advice visit Citizens Advice Guide at http://www.adviceguide.org.uk/scotland

  • Citizens Advice Edinburgh - Veterans First Point

    • 5th Floor Charlotte House 2 South Charlotte Street, Edinburgh, EH2 4AW
    • 0131 220 9920
    0.72 miles

    This Service gives Welfare Advice to Veterans and their families and is by appointment only

  • CAP Edinburgh Debt Centre

    0.90 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Edinburgh - Leith Citizens Advice Bureau

    0.97 miles

    For telephone advice contact the Bureau or Citizens Advice Direct 0808 800 9060

    For online advice visit Citizens Advice Guide at www.adviceguide.org.uk/scotland

  • CAP Edinburgh North Debt Centre

    1.24 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit capuk.org to find out more.

  • Citizens Advice Edinburgh - Gorgie/Dalry Citizens Advice Bureau

    1.48 miles

    For telephone advice contact the Bureau on 0131 510 5510 or Citizens Advice Direct on 0808 800 9060

    For online advice visit Citizens Advice Guide at www.adviceguide.org.uk/scotland

  • Housing Association Project: Port of Leith

    • Port of Leith Housing Association 108 Constitution Street, Leith, EH6 6AZ
    • 0131 553 8745
    1.55 miles

    This Outreach Service gives Money Advice for tenants of the Housing Association only and is by appointment

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • Debt Advice Foundation

    • www.debtadvicefoundation.org
    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    National Debtline

    • www.mymoneysteps.org
    • National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

  • Citizens Advice Web Chat

    • www.citizensadvice.org.uk
    • Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

    PayPlan

    • www.payplan.com
    • PayPlan’s online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

  • StepChange Debt Charity

    • www.stepchange.org
    • StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • National Debtline

    • www.nationaldebtline.org
    • 0808 808 4000
    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

    Debt Advice Foundation

  • PayPlan

    • www.payplan.com
    • 0800 280 2816
    • PayPlan’s supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    StepChange Debt Charity

    • www.stepchange.org
    • 0800 138 1111
    • StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

If you are self-employed or run a small business and have personal or business debts, contact the free service Business Debtline

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The Money Advice Service takes no responsibility and is not liable for any advice given by third parties.

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