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Mortgage Affordability Calculator

Monthly household costs

Use this section to get a basic idea of how your monthly budget adds up, and how affordable your monthly mortgage payments will be.

If you don't have any expenses in these sections right now, imagine what they are likely to be in your new home.

If you're applying with someone else, add their monthly costs to yours and put them in the fields below.

Estimated monthly committed costs

£ per month
£ per month

Estimated monthly fixed costs

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£ per month
£ per month
£ per month

Estimated monthly living costs

Your lifestyle costs shouldn't change when you get a mortgage, but lenders will want to 'stress test' if you can afford your payments should interest rates rise or your circumstances change.

£ per month
£ per month
£ per month

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