Taking control of debt, free debt advice, improving your credit score and low-cost borrowing
Renting, buying a home and choosing the right mortgage
Running a bank account, planning your finances, cutting costs, saving money and getting started with investing
Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit
Planning your retirement, automatic enrolment, types of pension and retirement income
Having a baby, divorce and separation, what to do when someone’s died, choosing and paying for care services
Buying, running and selling a car, buying holiday money and sending money abroad
Protecting your home and family with the right insurance policies
Money Manager is designed just for people on Universal Credit. You can use it whether you’re making a new claim or moving to Universal Credit from existing benefits. It will help you make the most of your money:
All the information and advice in Money Manager comes from our own experts and what people on Universal Credit have told us it’s useful to know.
Sign in with an existing account or Register a new account to save your results.
We are an independent service set up by government. Our money advice is free and impartial.
The information you will find here comes from:
This service is totally secure and confidential. We won't share any of your details or anything you write down with anyone else.
Sorry, web chat is only available on
Got a question? Our advisers will point you in the right direction.
0800 138 7777
Our general email address is
We will normally respond to your enquiry within 48 hours of receipt.