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How you can find a lost pension (unlike a lost sock)

Like everyone, I’ll occasionally lose something and never find it again. I’ve lost count of the number of odd socks in my drawers over the years thanks to the eternal mystery of why one always disappears.

Now I’m in my mid-thirties, my hair’s starting to thin too. I’ve no idea where that’s gone. And I’m always losing my way in Covent Garden, only being saved by the map app on my phone.

Once it’s gone, it can be hard to find your missing hair or sense of direction. Socks never turn up, no matter how hard you look. Yet if you’ve forgotten you have something or have lost the details, you’ll rarely think to look for it.

And with the average person clocking up 11 jobs during their working life, it’s conceivable you have a pension tucked away that you’ve forgotten even existed.

It’s estimated that there could be as many as 50 million lost pension pots by 2050 so searching to see if one is yours should be a top priority.

Luckily there are ways that could help you track yours down, including a free service that searches databases. The Pension Tracing Service received 145,000 requests in 2014, finding 126,150 lost pensions.  It’s just announced it’s increasing the number of staff to help with demand.

You can also contact your old employer to see if they have the details, or if you know the provider, you can try them too.

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