Skip to main content Accessibility Statement

We're changing to MoneyHelper

Money Advice Service will soon become MoneyHelper, the easy way to get free help for your money and pensions.

Coronavirus Money Guidance - Get free trusted guidance and links to direct support

Visit our support hub

Pensions & retirement

Financial journalist Paul Lewis explains how to make the most of planning for retirement Download the video transcript

Whether you're thinking about saving into a pension for the first time or making decisions for your retirement, this section provides useful information and tools to help you make the most of your money.

This section will help you:

  • Discover the benefits of saving for retirement
  • Understand different types of pensions
  • Learn about your choices for retirement
  • Get help with later life matters
  • Find out what support and advice is available

Pension savings timeline

This timeline will help you understand the benefits of long-term pension saving and of actively managing your money.

Retirement income options tool

Explore the key considerations as you approach retirement, compare options, and get guidance on the next steps.

Find a retirement adviser

Find a financial adviser to help with your retirement planning if you’re thinking about retiring or have already retired.

What you'll need

Find out why & when to save into a pension and how to work out what your pension pot might be.

What you've got

Find out all the facts you need about making your transition into retirement.

Got a pension question? Ask the pension specialists. No jargon. Just friendly guidance. For free. (Opens in a new window)

Web chat

Sorry, web chat is only available on internet browsers with JavaScript.

Got a question? Our advisers will point you in the right direction.


  • Monday to Friday, 8am to 6pm
  • Saturday, 8am to 3pm
  • Sunday and Bank Holidays, closed


Got a pension question?

Start a live chat with a one of our pensions specialists Monday to Friday 9am to 6.20pm

WhatsApp Logo WhatsApp

  • Need help sorting out your debts, have credit questions or want pensions guidance?
  • Add +44 7701 342744 to your Whatsapp and send us a message.
  • For everything else please contact us via Webchat or Telephone.

Contact Us


  • Give us a call for free and impartial money advice.
  • 0800 138 7777

  • Typetalk: 18001 0800 915 4622
  • Monday to Friday, 8am to 6pm
  • Saturday, Sunday and Bank Holidays, closed