Cymharu Ffioedd a Chostau Cyfrifon Banc ^Beta

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £3.00 also applies outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

If customers do access an unarranged overdraft, there are no charges or fees for doing so.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

If customers do access an unarranged overdraft, there are no charges or fees for doing so.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

A currency fee of 3.00% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 3.00% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

Debit card transactions in foreign currency outside the UK are not supported.

ATM cash withdrawals in foreign currency outside the UK are not supported.

There is a charge of up to £40.00 for sending international payments out to countries outside the UK.
There is no charge to send an international payment to most countries via online or mobile banking. SEPA payments typically arrive the next working day, the charge is £15 if made in a branch/phone. Payments to european countries in other currencies will usually arrive the same day. For payments made in a branch/phone it will cost £25 (standard payment) or £40 (priority payment). A priority payment will arrive 1 working day sooner than a standard payment. There are a small number of countries that money can only be sent by visiting a branch. These include Algeria, Bangladesh, Colombia, Egypt, Ethiopia, Falkland Islands, Georgia, Nepal and Uruguay.

There is no charge for receiving international payments in from within Europe. There is a charge of £6.00 for receiving international payments in from outside Europe.
Each overseas payment costs £6 to receive (apart from SEPA payments, which are free).

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

Unarranged overdraft charge is £5 per day up to a maximum of 10 days per month. Costs incurred for being overdrawn without an arrangement will not exceed £50 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.99 also applies outside the UK. There is no charge for withdrawals from Santander cash machines in Spain using a debit card.

There is a charge of between £15.00 and £25.00 for sending international payments out to countries outside the UK.
The standard electronic transfer service for payments in Euro or US Dollars can arrive on the same day if sent before Santander's cut-off time, the charge is £25. To send non-urgent payments to a bank who accepts SEPA transfers the money arrives the next working day subject to cut-off times, the charge is £15. All other currencies usually arrive within 4 business days. These payments are available via online banking, telephone banking or in a branch.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments, exchange rates vary from day to day, and charges on services may change at short notice.

There is no charge for an unarranged overdraft.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50% also applies outside Europe.

There is a charge of between £10.00 and £20.00 for sending international payments out to countries within Europe. There is a charge of £25.00 for sending international payments out to countries outside Europe.
Sterling payments to AIB Bank (ROI) there is a £15 charge, Euro payments to AIB Bank (ROI) the charge is £10. An outgoing SEPA credit transfer the charge is £20. Any other international payments the charge is £25.

There is a charge of £5.00 for receiving international payments in from within Europe. There is a charge of between £2.00 and £6.00 for receiving international payments in from outside Europe.
An incoming SEPA credit transfer there is a charge of £5. Other international payments received; £100 or less there is a £2 charge, more than £100 there is a £6 charge.

There is no charge for an unarranged overdraft.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

Unarranged overdrafts are charged an interest rate of 16.77% APR/EAR. An unarranged overdraft buffer of £10.00 applies. Unarranged overdraft fees: under £10 no charge, £10-£24.99 £5 per day, over £25 £10 per day. The fee is dependent on the amount the customer goes overdrawn that day and not the amount of transactions they make. The bank will charge a maximum of 8 daily fees within a monthly billing period. There also is a monthly overdraft usage charge of £6. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £2.00, maximum £4.50 also applies outside the UK.

There is a charge of between £10.00 and £20.00 for sending international payments out to countries outside the UK.
If the payment is sent via internet banking up to £5,000 the charge is £10, over £5,000 is £17.50. Using telephone banking or in a branch, the charge is £20.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
If the payment received is up to £100 there is a £2 charge, over £100 a £7 charge. There is no charge for SEPA payments.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

Unarranged overdrafts are charged an interest rate of 23.59% APR/EAR. An unarranged overdraft buffer of £50.00 applies. A £10 daily charge is levied. The fee is charged for each day that the debit movement (payments out) on the account exceeds the amount of £50 (net of daily credits). The £10 fee will not be payable if the excess is settled on the same day.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.50 also applies outside the UK.

There is a charge of between £10.00 and £50.00 for sending international payments out to countries within Europe. There is a charge of between £12.00 and £50.00 for sending international payments out to countries outside Europe.
SEPA transfer by online banking is £10. SWIFT transfer up to £2,000 by online banking is £12, over £2,000 is £20. In pounds or euro within the EEA by post/branch; up to £2,000 a £19 charge, £2,001- €50,000 is £25, over €50,000 is £50. Outside the EEA by post/branch; up to £2,000 is a £19 charge, £2,001-£10,000 is £40, over £10,000 is £50. A SWIFT payment will arrive by the end of the next working day. To make a payment in currency other than pounds or euro, the funds will arrive by the third working day, the fourth working day at the latest.

There is no charge for receiving international payments in from outside the UK.
There is no charge for receiving international payments.

Unarranged overdrafts are charged a simple annual interest rate of 15.75% pa. There is no charge for an unarranged overdraft.

A currency fee of 2.00% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.00% applies to ATM cash withdrawals in a foreign currency outside the UK.

There is no charge for sending international payments out to countries outside the UK.
International payments paid from this account are free of charge. Euro payments within the EEA will typically reach the payee's bank by the next working day. Sterling and other EEA currency payments within the EEA will take no longer than 4 working days.

There is no charge for receiving international payments in from outside the UK.
International payments received into the account are free of charge. If a payment is received in a currency which is not the same as the currency of the account the payment will be converted using the relevant Reference Exchange Rate. Please contact the provider to find out what rate is applied.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £1.75, maximum £5.00 also applies outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is no charge for sending international payments out to countries within Europe. There is a charge of up to £25.00 for sending international payments out to countries outside Europe.
No charge for transfer in euros to Europe and other currencies to the rest of the world there is a £25 charge if urgent and no charge if standard. Transfer payments usually take 2-4 working days to arrive. Only available through a branch or by phone.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
There is no fee payable for payments in sterling sent to a bank account within the EU. Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2. This charge does not apply to payments in sterling received from a bank account within the EU into this account.

A currency fee of 4.00% applies to debit card transactions in a foreign currency outside the UK.

A fee of £2.25 applies outside the UK.

There is a charge of £0.99 for sending international payments out to countries within Europe. International payments out to countries outside Europe are not permitted.
There is a fee of £0.99 to send money outside of the UK with this account. Transfers within Euro-zone to Poland, Bulgaria, Romania, Philippines, Sweden, Hungary, Czech Republic permitted. A Foreign Exchange Fee will also be charged. This may vary depending on the remittance transaction amount, region and currency. Customer agrees to pay the Foreign exchange fee provided prior to final authorisation of the money transfer. Transfers will take 1-3 working days.

International Payments into the account are not permitted.

Unarranged overdrafts are charged an interest rate of 18.90% APR/EAR. The first £20 of an unarranged overdraft there are no overdraft charges, debit interest is still payable on the full amount overdrawn. Otherwise the charge is £10 per month, each subsequent day an unarranged overdraft increases a daily service fee of £10 will be charged. Costs incurred for being overdrawn without an arrangement will not exceed £60 per month. The Co-operative Bank will not charge any unarranged overdraft service charges for unarranged overdrafts that last six consecutive working days or less, providing that the customer has not requested an unarranged overdraft in the previous 12 months, debit interest will still be charged.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00 also applies outside the UK.

There is a charge of £8.00 for sending international payments out to countries within Europe. There is a charge of 0.25%, minimum £13, maximum £35 for sending international payments out to countries outside Europe.
£8 fee is payable if a payment is transferred in euro to an EU member state, plus Iceland, Liechtenstein, Norway, Monaco and Switzerland. Received by close of business on the next business day. £8 fee to send US dollars to the United States, up to five business days. Euro payments via TARGET2 there is a £25 charge. Usually received on the same day, but can take one to three business days. Other international payments sent via SWIFT the charge is 0.25% of the value of the transaction (minimum £13, maximum £35 plus other charges, where applicable)

There is a charge of up to £6.00 for receiving international payments in from outside the UK.
If the payment received is equivalent to £100 or less, or over the equivalent of £100 and received in either euro or Swedish Krona currency, there is no charge. Payments received over the equivalent of £100 received in a currency other than euro or Swedish Krona there is a £6 charge.

An unarranged overdraft buffer of £15.00 applies. There is a charge of £5 per day for an unarranged overdraft. Costs incurred for being overdrawn without an arrangement will not exceed £90 per month.

A currency fee of 2.50% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.50% applies to ATM cash withdrawals in a foreign currency outside the UK.

There is a charge of £12.00 for sending international payments out to countries within Europe. There is a charge of £20.00 for sending international payments out to countries outside Europe.
To transfer Euros to another European country (transfer should arrive the next bank working day) the charge is £12. Transferring in currencies other than Euros and/or to non European countries (transfer should arrive within a maximum of 5 working days) the charge is £20.

There is a charge of up to £60.00 for receiving international payments in from outside the UK.
Incoming international payments can be subject to a charge of up to £60, please check with the provider for more details.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK. The ATM additional flat fee is £1.50 within Europe unless the ATM is part of the Global Alliance when no fee is payable. Full details available at Barclays.co.uk. The ATM additional flat fee is £1.50 outside of Europe unless the ATM is part of the Global Alliance when no fee is payable. Full details available at Barclays.co.uk.

There is a charge of up to £40.00 for sending international payments out to countries outside the UK.
There is no charge to send an international payment to most countries via online or mobile banking. SEPA payments typically arrive the next working day, the charge is £15 if made in a branch. Payments to european countries in other currencies will usually arrive the same day. For payments made in a branch it will cost £25 (standard payment) or £40 (priority payment). A priority payment will arrive 1 working day sooner than a standard payment. There are a small number of countries that money can only be sent by visiting a branch. These include Algeria, Bangladesh, Colombia, Egypt, Ethiopia, Falkland Islands, Georgia, Nepal and Uruguay.

There is a charge of up to £6.00 for receiving international payments in from within Europe. There is a charge of £6.00 for receiving international payments in from outside Europe.
Each overseas payment costs £6 to receive (apart from SEPA payments, which are free).

An unarranged overdraft buffer of £12.00 applies. Unarranged overdraft charge is £6 per day. Costs incurred for being overdrawn without an arrangement will not exceed £50 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.99 also applies outside the UK. There is no charge for withdrawals from Santander cash machines in Spain using a debit card.

There is a charge of between £15.00 and £25.00 for sending international payments out to countries outside the UK.
The standard electronic transfer service for payments in Euro or US Dollars can arrive on the same day if sent before Santander's cut-off time, the charge is £25. To send non-urgent payments to a bank who accepts SEPA transfers the money arrives the next working day subject to cut-off times, the charge is £15. All other currencies usually arrive within 4 business days. These payments are available via online banking, telephone banking or in a branch.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments, exchange rates vary from day to day, and charges on services may change at short notice.

An unarranged overdraft buffer of £10.00 applies. An Informal Overdraft Usage Fee of £5 is charged on any day where the account balance exceeds the arranged overdraft limit or goes overdrawn where there is no arranged overdraft limit in place. The Informal Overdraft Usage Fee will not be charged if covering funds are paid in before the end of the day, if the account is in unarranged overdraft by £10 or less, or after the account has been in unarranged overdraft for more than 30 consecutive days. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £1.75, maximum £5.00 also applies outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

There is no charge for debit card transactions in foreign currency outside the UK.

There is no charge for cash withdrawal in foreign currency outside the UK.

There is no charge for sending international payments out to countries outside the UK.
There is no charge to send international payments. If the payment order is received by 2pm on a working day the payment will be made by the end of the fourth working day.

There is no charge for receiving international payments in from outside the UK.
There is no charge to receive international payments into this account.

Unarranged overdrafts are charged an interest rate of 10.96% APR/EAR. An unarranged overdraft buffer of £25.00 applies. Unarranged overdraft fees: no charge £25 or under, £25.01- £99.99 - £5 per day, £100 or over - £10 per day. The fee is dependent on the amount the customer goes overdrawn that day and not the amount of transactions. Maximum of 8 daily fees charged within a monthly billing period. In addition, a monthly overdraft usage fee is charged except when the unarranged overdrawn balance is within the overdraft buffer. If the arranged overdraft limit is up to and including £25,000 the monthly overdraft usage will be £6; if the arranged overdraft limit is over £25,000, a £12 monthly overdraft usage fee will be charged for unarranged overdrafts.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

In some rare circumstances, a customer can have access to an unplanned overdraft, in this case there are no fees or interest payable.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £2.00, maximum £4.50 also applies outside the UK.

There is a charge of up to £20.00 for sending international payments out to countries within Europe. There is a charge of between £10.00 and £20.00 for sending international payments out to countries outside Europe.
If the payment is sent via internet banking in pounds within the EU there is no charge. All other payments up to £5,000 the charge is £10, over £5,000 is £17.50. Using telephone banking or in a branch, if the payment is sent in pounds within the EU there is no charge. All other payments the charge is £20.

There is a charge of up to £7.00 for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
If the payment is received in pounds from within the EU there is no charge. All other payments where the payments is up to £100 there is a £2 charge, over £100 a £7 charge.

There is no charge for debit card transactions in foreign currency outside the UK.

A currency fee of 1.70% applies to ATM cash withdrawals in a foreign currency outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK. The ATM additional flat fee is £1.50 within Europe unless the ATM is part of the Global Alliance when no fee is payable. Full details available at Barclays.co.uk. The ATM additional flat fee is £1.50 outside of Europe unless the ATM is part of the Global Alliance when no fee is payable. Full details available at Barclays.co.uk.

There is a charge of up to £40.00 for sending international payments out to countries outside the UK.
There is no charge to send an international payment to most countries via online or mobile banking. SEPA payments typically arrive the next working day, the charge is £15 if made in a branch. Payments to european countries in other currencies will usually arrive the same day. For payments made in a branch it will cost £25 (standard payment) or £40 (priority payment). A priority payment will arrive 1 working day sooner than a standard payment. There are a small number of countries that money can only be sent by visiting a branch. These include Algeria, Bangladesh, Colombia, Egypt, Ethiopia, Falkland Islands, Georgia, Nepal and Uruguay.

There is a charge of up to £6.00 for receiving international payments in from within Europe. There is a charge of £6.00 for receiving international payments in from outside Europe.
Each overseas payment costs £6 to receive (apart from SEPA payments, which are free).

An unarranged overdraft buffer of £15.00 applies. There is a charge of £5 per day for an unarranged overdraft. Costs incurred for being overdrawn without an arrangement will not exceed £90 per month.

A currency fee of 2.50% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.50% applies to ATM cash withdrawals in a foreign currency outside the UK.

There is a charge of £12.00 for sending international payments out to countries within Europe. There is a charge of £20.00 for sending international payments out to countries outside Europe.
To transfer Euros to another European country (transfer should arrive the next bank working day) the charge is £12. Transferring in currencies other than Euros and/or to non European countries (transfer should arrive within a maximum of 5 working days) the charge is £20.

There is a charge of up to £60.00 for receiving international payments in from outside the UK.
Incoming international payments can be subject to a charge of up to £60, please check with the provider for more details.

An unarranged overdraft buffer of £15.00 applies. There is an unarranged overdraft charge of £7 per day once the account goes over the fee free buffer limit. Costs incurred for being overdrawn without an arrangement will not exceed £90 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50% also applies outside Europe.

There is a charge of between £10.00 and £20.00 for sending international payments out to countries within Europe. There is a charge of £25.00 for sending international payments out to countries outside Europe.
Sterling payments to AIB Bank (ROI) there is a £15 charge, Euro payments to AIB Bank (ROI) the charge is £10. An outgoing SEPA credit transfer the charge is £20. Any other international payments the charge is £25.

There is a charge of £5.00 for receiving international payments in from within Europe. There is a charge of between £2.00 and £6.00 for receiving international payments in from outside Europe.
An incoming SEPA credit transfer there is a charge of £5. Other international payments received; £100 or less there is a £2 charge, more than £100 there is a £6 charge.

An unarranged overdraft buffer of £5.00 applies. The unarranged overdraft charge is £25 per month. This is not charged if the amount overdrawn by, or the amount the account would have been overdrawn by, is £5 or less. Costs incurred for being overdrawn without an arrangement will not exceed £75 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.75 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

There is a charge of between £20.00 and £32.00 for sending international payments out to countries outside the UK.
To request a standard international payment in the branch the charge is £30, or via internet banking the charge is £20. To request an express international payment in the branch the charge is £32, or via internet banking the charge is £22.

There is a charge of up to £7.00 for receiving international payments in from within Europe. There is a charge of £7.00 for receiving international payments in from outside Europe.
Direct credit from an account in the Danske Bank group is free of charge. Otherwise a £7 charge applies.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £1.75, maximum £5.00 also applies outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

There is no charge for an unarranged overdraft.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

A currency fee of 2.00%, minimum £2.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.00%, minimum £2.00 applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

There is a charge of 2.00%, minimum £2 for sending international payments out to countries outside the UK.
To send international payments, the money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum £2). If the payment order is received by 2pm on a working day the payment will be made by the end of the fourth working day.

There is no charge for receiving international payments in from outside the UK.
There is no charge to receive international payments into this account.

There is no charge for debit card transactions in foreign currency outside the UK.

There is no charge for cash withdrawal in foreign currency outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00 also applies outside the UK.

There is a charge of £8.00 for sending international payments out to countries within Europe. There is a charge of 0.25%, minimum £13, maximum £35 for sending international payments out to countries outside Europe.
£8 fee is payable if a payment is transferred in euro to an EU member state, plus Iceland, Liechtenstein, Norway, Monaco and Switzerland. Received by close of business on the next business day. £8 fee to send US dollars to the United States, up to five business days. Euro payments via TARGET2 there is a £25 charge. Usually received on the same day, but can take one to three business days. Other international payments sent via SWIFT the charge is 0.25% of the value of the transaction (minimum £13, maximum £35 plus other charges, where applicable).

There is a charge of up to £6.00 for receiving international payments in from outside the UK.
If the payment received is equivalent to £100 or less, or over the equivalent of £100 and received in either euro or Swedish Krona currency, there is no charge. Payments received over the equivalent of £100 received in a currency other than euro or Swedish Krona there is a £6 charge.

An unarranged overdraft buffer of £12.00 applies. There is no charge for an unarranged overdraft.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.99 also applies outside the UK. There is no charge for withdrawals from Santander cash machines in Spain using a debit card.

There is a charge of between £15.00 and £25.00 for sending international payments out to countries outside the UK.
The standard electronic transfer service for payments in Euro or US Dollars can arrive on the same day if sent before Santander's cut-off time, the charge is £25. To send non-urgent payments to a bank who accepts SEPA transfers the money arrives the next working day subject to cut-off times, the charge is £15. All other currencies usually arrive within 4 business days. These payments are available via online banking, telephone banking or in a branch.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments, exchange rates vary from day to day, and charges on services may change at short notice.

Unarranged overdrafts are charged an interest rate of 19.84% APR/EAR. An unarranged overdraft buffer of £10.00 applies. If the customer goes overdrawn without agreeing an overdraft limit or goes over an agreed overdraft limit (an unarranged overdraft) they will be charged a fee, as follows: under £10 - no charge, £10-£24.99 overdrawn - £5 per day, over £25 - £10 per day. The fee is dependent on the amount the customer goes overdrawn that day and not the amount of transactions they make. The bank will charge a maximum of 8 daily fees within a monthly billing period. There also is a monthly overdraft usage charge of £6. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £2.00, maximum £4.50 also applies outside the UK.

There is a charge of between £10.00 and £20.00 for sending international payments out to countries outside the UK.
If the payment is sent via internet banking up to £5,000 the charge is £10, over £5,000 is £17.50. Using telephone banking or in a branch, the charge is £20.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
If the payment received is up to £100 there is a £2 charge, over £100 a £7 charge. There is no charge for SEPA payments.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is no charge for sending international payments out to countries within Europe. There is a charge of up to £25.00 for sending international payments out to countries outside Europe.
No charge for transfer in euros to Europe and other currencies to the rest of the world there is a £25 charge if urgent and no charge if standard. Transfer payments usually take 2-4 working days to arrive. Only available through a branch or by phone.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 3.00% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 3.00% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.00 also applies outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.75 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

There is a charge of between £20.00 and £32.00 for sending international payments out to countries outside the UK.
To request a standard international payment in the branch the charge is £30, or via internet banking the charge is £20. To request an express international payment in the branch the charge is £32, or via internet banking the charge is £22.

There is a charge of up to £7.00 for receiving international payments in from within Europe. There is a charge of £7.00 for receiving international payments in from outside Europe.
Direct credit from an account in the Danske Bank group is free of charge. Otherwise a £7 charge applies.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £3.00 also applies outside the UK.

International Payments out of the account are not permitted.

International Payments into the account are not permitted.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day. (maximum 9 fees per monthly charging period - £72) Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

There is no charge for an unarranged overdraft.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.99 also applies outside the UK. There is no charge for withdrawals from Santander cash machines in Spain using a debit card.

There is a charge of between £15.00 and £25.00 for sending international payments out to countries outside the UK.
The standard electronic transfer service for payments in Euro or US Dollars can arrive on the same day if sent before Santander's cut-off time, the charge is £25. To send non-urgent payments to a bank who accepts SEPA transfers the money arrives the next working day subject to cut-off times, the charge is £15. All other currencies usually arrive within 4 business days. These payments are available via online banking, telephone banking or in a branch.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments, exchange rates vary from day to day, and charges on services may change at short notice.

Unarranged overdrafts are charged an interest rate of 17.90% APR/EAR. An unarranged overdraft buffer of £10.00 applies. An Informal Overdraft Usage Fee of £5 per day is charged on any day where the account balance exceeds the arranged overdraft limit or goes overdrawn where there is no arranged overdraft limit in place. The Informal Overdraft Usage Fee will not be charged if covering funds are paid in before the end of the day, if the account is in unarranged overdraft by £10 or less or after the account has been in unarranged overdraft for more than 30 consecutive days. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £1.75, maximum £5.00 also applies outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

Unarranged overdrafts are charged an interest rate of 12.68% APR/EAR. There is no charge for an unarranged overdraft. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of up to £10.00 for sending international payments out to countries within Europe. There is a charge of £25.00 for sending international payments out to countries outside Europe.
To send a SEPA payment in euros to an EU or EEA country there is no charge (provided there is a IBAN and BIC code). To send a non-SEPA payment online the charge is £15, for non-SEPA payments by any other method the charge is £25. To send a non-SEPA payment non-online to the Bank of Ireland in the Republic of Ireland there is a £10 charge.

There is a charge of up to £6.00 for receiving international payments in from within Europe. There is a charge of £6.00 for receiving international payments in from outside Europe.
Receiving payments from abroad there is a £6 charge. No charge for SEPA payments.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.65% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.75 also applies outside the UK.

A currency fee of 2.65% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.25%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of up to £25.00 for sending international payments out to countries outside the UK.
Standard transfers in Euro to SEPA destinations or non-sterling to the rest of the world there is no charge. Transfers in sterling to SEPA destinations or the rest of the world there is a £25 charge. To send Euros to a SEPA destination typically arrives the next business day, to send payments anywhere else usually takes 2-4 working days. For urgent transfers there is a £25 charge, payments arrive in 1-2 business days (except Euro to SEPA destinations which are the same day).

There is a charge of up to £6.00 for receiving international payments in from outside the UK.
There is a charge of £6 for receiving an electronic payment from abroad.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

Debit card transactions in foreign currency outside the UK are not supported.

No currency fee applies to ATM cash withdrawals in a foreign currency within Europe. There is no ATM currency fee, however withdrawals can only be made using cash card in a Link logo cash machine in France/Gibraltar.

International Payments out of the account are not permitted.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments.

There is no charge for debit card transactions in foreign currency outside the UK.

A currency fee of 3.00% applies to ATM cash withdrawals in a foreign currency outside the UK.
Free withdrawal of up to £200 every 30 days, after that there is a 3% charge on all withdrawals.

International payments out to countries outside the UK are permitted; details of the resulting charge are not available.
Send money abroad via the mobile app using Transferwise, charges apply.

There is no charge for receiving international payments in from outside the UK.
International payments received is limited, the payment might take a few days to go through, or might not get to the account at all and be returned to the original sender.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK.

There is a charge of up to £30.00 for sending international payments out to countries outside the UK.
If the payment is sent via online banking the charge is £4, in the branch or by telephone is £9 and by post £30. There is no charge to another HSBC account, apart from by post. Payments to accounts in the EEA in euro and sterling will normally be credited the next working day (subject to currency cut-off time and further checks). All other payments will normally take up to four working days (but may take longer depending on the country the money is being sent to).

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
International payments received under £100 there is no charge. Non-sterling payments of £100 or more the charge is £8. Sterling payments from banks outside the UK of £100 or more is £6.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged borrowing fee of £6 per day once the £10 buffer has been exceeded. Costs incurred for being overdrawn without an arrangement will not exceed £100 per month.

A currency fee of 2.75%, minimum £1.50 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 3.75%, minimum £1.50 applies to ATM cash withdrawals in a foreign currency outside the UK.

There is a charge of £20.00 for sending international payments out to countries within Europe. There is a charge of £25.00 for sending international payments out to countries outside Europe.
International Payments out are permitted. SEPA out fee is £20 and SWIFT out fee is £25.

There is a charge of up to £7.00 for receiving international payments in from outside the UK.
If the payment received is less than £100 (or equivalent) there is no charge, over £100 (or equivalent) there is a £7 charge.

An unarranged overdraft buffer of £10.00 applies. There is an unarranged overdraft charge of £8 per day, subject to a maximum of £72 any monthly charging period. Costs incurred for being overdrawn without an arrangement will not exceed £80 per month.

A currency fee of 2.75%, minimum £1.00 applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 2.00%, minimum £2.00, maximum £5.00 also applies outside the UK.

There is a charge of between £10.00 and £30.00 for sending international payments out to countries outside the UK.
Standard transfer in euros to Europe the charge is £10, non-euros to Europe and other currencies to the rest of the world there is a £22 charge. Urgent transfers there is a £30 charge. Standard transfer payments usually take 2-4 working days to arrive. Urgent transfer payments usually take 1-2 working days to arrive, in euros to Europe will arrive the same working business day if the transfer is made before 1.30pm.

There is a charge of between £1.00 and £7.00 for receiving international payments in from outside the UK.
Receiving an electronic payment from abroad for £100 or less there is a £1 charge, for payments greater than £100 there is a £7 charge.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £1.25 also applies outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of 1.50%, minimum £1.99 also applies outside the UK. There is no charge for withdrawals from Santander cash machines in Spain using a debit card.

There is a charge of between £15.00 and £25.00 for sending international payments out to countries outside the UK.
The standard electronic transfer service for payments in Euro or US Dollars can arrive on the same day if sent before Santander's cut-off time, the charge is £25. To send non-urgent payments to a bank who accepts SEPA transfers the money arrives the next working day subject to cut-off times, the charge is £15. All other currencies usually arrive within 4 business days. These payments are available via online banking, telephone banking or in a branch.

There is no charge for receiving international payments in from outside the UK.
There are no charges for receiving international payments, exchange rates vary from day to day, and charges on services may change at short notice.

If customers do access an unarranged overdraft, there are no charges or fees for doing so.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

A currency fee of 2.75% applies to debit card transactions in a foreign currency outside the UK.

A currency fee of 2.75% applies to ATM cash withdrawals in a foreign currency outside the UK.

There are variable charges applicable for sending international payments out to countries outside the UK.
International payments payable out of this account is only available via telephone banking. International payments in any currency up to and including £250 there is a £9 charge, there is no charge for amounts over £250. Payments to an account within the EEA in euro and sterling will typically arrive the next working day. All other payments usually take up to four working days but may be longer depending on the country. For payments to an account outside the EEA an intermediary bank may be used and further charges may apply.

There is a charge of up to £8.00 for receiving international payments in from outside the UK.
There is no charge for receiving payments less than £100. Non-sterling electronic payments of £100 or more there is a charge of £8. Sterling electronic payments of £100 or more from banks outside the UK there is a charge of £6.

If customers do access an unarranged overdraft, there are no charges or fees for doing so.

A currency fee of 2.99% applies to debit card transactions in a foreign currency outside the UK. An additional fee of £0.50 also applies outside the UK.

A currency fee of 2.99% applies to ATM cash withdrawals in a foreign currency outside the UK. An additional fee of £1.50 also applies outside the UK.

There is a charge of £9.50 for sending international payments out to countries outside the UK.
Payments in euro to another EEA country, Monaco, Switzerland or San Marino will arrive no later than the next working day. Any other currency to EU and EEA countries, North America, Canada, South Africa, Australia, New Zealand, Middle East and the Far East no later than 4 working days. Any currency to any other country should take no longer than 14 working days. Different limits apply depending on the channel used to process the payment.

There is no charge for receiving international payments in from within Europe. There is a charge of between £2.00 and £7.00 for receiving international payments in from outside Europe.
The charge for receiving international electronic payments other than by SEPA credit transfer; over £100 there is a £7 charge, if the amount is for £100 or less then the charge is £2.

Debit card transactions in foreign currency outside the UK are not supported.

ATM cash withdrawals in foreign currency outside the UK are not supported.

There is a charge of up to £10.00 for sending international payments out to countries within Europe. There is a charge of £25.00 for sending international payments out to countries outside Europe.
To send a SEPA payment in euros to an EU or EEA country there is no charge (provided there is a IBAN and BIC code). To send a non-SEPA payment online the charge is £15, for non-SEPA payments by any other method the charge is £25. To send a non-SEPA payment non-online to the Bank of Ireland in the Republic of Ireland there is a £10 charge.

There is a charge of up to £6.00 for receiving international payments in from within Europe. There is a charge of £6.00 for receiving international payments in from outside Europe.
Receiving payments from abroad there is a £6 charge. No charge for SEPA payments.