Managing credit well

Using credit can be useful, but it can cause money problems and debt if you struggle to keep up with repayments. Find out how to make borrowing money work for you.

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Working out a repayment plan for your borrowing

If you’re considering borrowing money, it’s important you think about how you’ll repay it. By understanding the cost of your borrowing, you can make sure you’re getting the best deal and can make all the repayments.

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Before you increase your credit limit

Are you considering increasing your credit card or overdraft limit? Find out if you can afford it, and what you can do if you’re refused.

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Paying off your credit card

Using a credit card for your spending can have many benefits, from added legal protection to earning cashback. But debt can build up if you don’t pay off what you owe in full each month.

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Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

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