Skip navigation

Interest-only mortgages


If you have an interest-only mortgage, it's vital to have a plan to pay it off.

We can't plan for everything in life. But it’s good to think ahead, even if you’re years away from needing to repay your mortgage. The longer you leave it, the fewer options you'll have.

Download our printed guide: Take action with your interest-only mortgage now

About us

We're the Money Advice Service, an independent service, set up by government to help people like you make the most of their money. We give free, unbiased money advice here online, over the phone and face to face.

  • Interest-only mortgage help

    Use our collection of calculators, guides and comparison tables to help you with your interest-only mortgage.

    See our guides >
  • Choosing the right mortgage

    How to shop around for a mortgage to find the right one for you.

    Get advice >
  • Reviewing your mortgage

    Why it pays to review your mortgage regularly.

    Find out more >