Mortgages

Buying a home

Work out your overall buying and moving costs, first time buyer advice, and tips and tools to help you work out what you can afford.

  1. The cost of buying a house and moving
  2. How much can you afford to borrow for a mortgage?
  3. Home-buying process – steps to buying a new house or flat
  1. Stamp Duty calculator
  2. First-time home buyer guide
  3. Government schemes for first-time home buyers and existing homeowners
  4. Rent or buy – which is the best option for you?
  5. Home-moving checklist – top tips to plan for the cost of moving day
  6. Leasehold vs freehold: What’s the difference?
  7. Help to Buy scheme: everything you need to know
  8. Help to Buy schemes – FAQs
  9. Right to Buy scheme: England, Wales and Northern Ireland
  10. Schemes to help you buy a home in Scotland
  11. Stamp Duty - Everything you need to know
  12. Buying property in Scotland – a money timeline
  13. Mortgage advice – Should you get a mortgage adviser?
  14. Quick house sales
  15. Things to look out for when buying property overseas
  16. Shared ownership housing schemes explained
  17. Buying a home: how to avoid the most common mistakes
  18. How to buy and sell a home through estate agents
  19. Find the right solicitor or conveyancer
  20. How to apply for a mortgage
  21. Why mortgage applications are declined and what to do next
  22. Homebuyer surveys and costs
  23. Contract exchange and completion when buying a home
  24. Saving money for a mortgage deposit
  25. Council Tax: what it is, what it costs and how to save money
  26. Free printed guides
  27. A guide to Help to Buy ISAs
  28. Help to Buy ISA FAQ
  29. Land and Buildings Transaction Tax - everything you need to know
  30. Land Transaction Tax - everything you need to know
  31. Land Transaction Tax calculator for property purchases in Wales
  32. Land And Buildings Transaction Tax calculator for property purchases in Scotland

Types of mortgage

Learn about different kinds of mortgages, from repayment and interest-only to shared equity and buy-to-let.

  1. What is an Offset Mortgage?
  2. Buy-to-let mortgages explained
  3. Shared equity or Partnership Mortgages
  1. What is equity release?
  2. Equity release help
  3. Home reversion
  4. Lifetime mortgage
  5. Sharia-law-compliant home purchase plans
  6. Free printed guides

Help with mortgages

Get started with our beginner's guide to mortgages, getting the right deal, and tips if you're struggling to pay.

  1. Mortgages – a beginner’s guide
  2. Mortgage affordability calculator
  3. Mortgage arrears or problems paying your mortgage
  1. Mortgage advice – Should you get a mortgage adviser?
  2. Why it pays to review your mortgage regularly
  3. Mortgage calculator
  4. Government help if you can’t pay your mortgage
  5. How does remortgaging work?
  6. Negative equity: what it means and what you can do about it
  7. Increasing your mortgage – getting a further advance
  8. Should you pay off your mortgage early?
  9. A guide to mortgage payment holidays
  10. Ways of repaying an interest-only mortgage
  11. Keyfacts documents explaining your mortgage
  12. Financial mis-selling – what to do if you're affected
  13. Mis-sold endowment mortgages
  14. Mortgage comparison checklist
  15. How to get a mortgage if you’re struggling
  16. Mortgage repayment options explained
  17. Understanding different types of mortgages
  18. A guide to mortgage fees and costs
  19. A guide to mortgages with special features
  20. Protect yourself and your home: shopping for insurance
  21. Compensation if you’ve lost money through mis-selling
  22. Stay on top of your mortgage
  23. Free printed guides
  24. How to prepare for an interest rate rise
  25. Support for Mortgage Interest (SMI)