Mortgages

Buying a home

Work out your overall buying and moving costs, first time buyer advice, and tips and tools to help you work out what you can afford.

  1. The cost of buying a house and moving
  2. How much can you afford to borrow for a mortgage?
  3. Home-buying process – steps to buying a new house or flat
  1. Stamp Duty calculator
  2. First-time home buyer guide
  3. Government schemes for first-time home buyers and existing homeowners
  4. Rent or buy – which is the best option for you?
  5. Home-moving checklist – top tips to plan for the cost of moving day
  6. Leasehold vs freehold: What’s the difference?
  7. Help to Buy scheme: everything you need to know
  8. Help to Buy schemes – FAQs
  9. Right to Buy scheme: England, Wales and Northern Ireland
  10. Schemes to help you buy a home in Scotland
  11. Stamp Duty - Everything you need to know
  12. Buying property in Scotland – a money timeline
  13. Mortgage advice – Should you get a mortgage adviser?
  14. Quick house sales
  15. Things to look out for when buying property overseas
  16. Shared ownership housing schemes explained
  17. Buying a home: how to avoid the most common mistakes
  18. How to buy and sell a home through estate agents
  19. Find the right solicitor or conveyancer
  20. How to apply for a mortgage
  21. Why mortgage applications are declined and what to do next
  22. Homebuyer surveys and costs
  23. Contract exchange and completion when buying a home
  24. Saving money for a mortgage deposit
  25. Council Tax: what it is, what it costs and how to save money
  26. Free printed guides
  27. A guide to Help to Buy ISAs
  28. Help to Buy ISA FAQ
  29. Land and Buildings Transaction Tax - everything you need to know
  30. Land Transaction Tax - everything you need to know
  31. Land Transaction Tax calculator for property purchases in Wales
  32. Land And Buildings Transaction Tax calculator for property purchases in Scotland

Types of mortgage

Learn about different kinds of mortgages, from repayment and interest-only to shared equity and buy-to-let.

Help with mortgages

Get started with our beginner's guide to mortgages, getting the right deal, and tips if you're struggling to pay.