Saving and investing

How to save money, types of savings account, and getting started with investing

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How to save money

Work out how much you can afford to save and find out how to set and reach your savings goal.

  1. Why it pays to save regularly
  2. Budget planner
  3. Money Health Check
  1. Savings calculator
  2. Quick cash finder
  3. Saving for your children
  4. Getting into the savings habit
  5. How to choose between saving and borrowing
  6. What if you can’t afford to save?
  7. Emergency savings – how much is enough?
  8. Should you save, or pay off loans and cards?
  9. Compound interest
  10. Don't keep cash under the mattress
  11. Inflation – what the saver needs to know
  12. Saving money to boost your budget
  13. Saving money for Christmas
  14. Saving money for a wedding
  15. Saving money for a holiday
  16. Saving money for a mortgage deposit
  17. Saving money for a car
  18. How to set a savings goal
  19. Should I save or invest my money?
  20. How to prepare for an interest rate rise
  21. Getting professional help if you are worried about savings, investments or pensions
  22. Help if you are worried about your savings, investments or pension

Types of savings

Learn about savings accounts, cash ISAs, and how to save for children.

  1. Cash savings at a glance
  2. Child Trust Funds
  3. Junior ISAs
  1. Savings accounts for children
  2. Child savings
  3. Saving for your children
  4. Top tips for choosing a savings account
  5. Saving for Christmas
  6. Regular savings accounts
  7. Instant access savings accounts
  8. National Savings & Investments (NS&I)
  9. Sharia-compliant savings
  10. Credit union savings accounts
  11. Premium Bonds
  12. Savings Bonds
  13. Index-linked savings accounts
  14. Cash ISAs
  15. School fee plan
  16. Rotating Savings and Credit Associations
  17. ISAs and other tax-efficient ways to save or invest
  18. Compensation if your bank or building society goes bust
  19. Tax on savings and investments – how it works
  20. Help to Buy ISA FAQ
  21. Lifetime ISAs – how they work
  22. Saving into a Help to Buy ISA or Lifetime ISA?
  23. Help to Save accounts FAQ
  24. Lifetime ISA FAQ
  25. Help to Save explained

How to invest money

Learn about investing basics, how to make an investment plan, and understanding your attitude to risk.

  1. Investing – beginner’s guide
  2. Ethical saving and investing
  3. Top tips for choosing investments
  1. Investing a lump sum
  2. Do you need a financial adviser?
  3. Endowment policies
  4. Investing in property
  5. What happens when your with-profits fund closes
  6. High-risk investment products
  7. Compensation if you’ve lost money through mis-selling
  8. Financial mis-selling – what to do if you're affected
  9. Asset classes explained
  10. Assessing the performance of your savings and investments
  11. Getting more informed about investing
  12. Complete a money fact find
  13. Know your risk appetite
  14. Making an investment plan
  15. Diversifying – the smart way to save and invest
  16. Beware hazardous savings and investment products
  17. What are pooled investment funds?
  18. How to buy investments
  19. Understanding investment fees
  20. Key information and cooling off periods
  21. Review your savings and investments
  22. Where to buy investments
  23. Ending your endowment or whole of life with-profits policy early
  24. A beginner’s guide to scams
  25. Choosing a financial adviser
  26. How to spot an investment scam
  27. Getting professional help if you are worried about savings, investments or pensions
  28. Help if you are worried about your savings, investments or pension

Types of investment

Information about stocks and shares, investment bonds, tracker funds, with-profits and endowment policies.

  1. Unit Trusts and Open-Ended Investment Companies (OEICs)
  2. Investment bonds
  3. Ending your endowment or whole of life with-profits policy early
  1. Tax and qualifying life insurance products
  2. Structured Products, Structured Deposits and Structured Investments
  3. Buy-to-let property investments
  4. Stocks and shares ISAs
  5. Tax and property investment
  6. Indirect property investments
  7. With-profits funds
  8. Endowment policies
  9. Hedge funds
  10. Spread bets and contracts for difference (CFDs)
  11. Venture Capital Trusts
  12. Investment trusts
  13. Popular investments at a glance
  14. Investing in shares
  15. Workplace investment schemes
  16. Fixed interest securities – gilts and corporate bonds
  17. Community Shares
  18. Tracker funds and exchange traded funds
  19. Art, fine wine and other collectibles as investments
  20. Children's Bonds
  21. Peer to peer lending: what you need to know
  22. Lifetime ISA FAQ
  23. Bitcoin and cryptocurrencies

Help with scams

Advice for spotting, avoiding and recovering from scams.

  1. Types of scam
  2. A beginner’s guide to scams
  3. How to spot a pension scam
  1. How to spot an investment scam
  2. Shopping and paying safely online
  3. Identity theft and scams: how to get your money back
  4. Universal Credit scams
  5. Coronavirus – what it means for you and what you’re entitled to
  6. Coronavirus scams