Taking control of debt

Where to get free debt advice, how to speak to the people you owe money to, and tips to help you pay back your debts in the right order.

  1. Where to go to get free debt advice
  2. How to prioritise your debt
  3. Talk to the people you owe money to
  4. Help if you’re struggling with debt
  5. Quick and easy debt health check
  6. Options for clearing your debts – England and Wales
  7. Options for clearing your debt – Northern Ireland
  8. Options for clearing your debt – Scotland
  9. Avoid high fees and hidden borrowing costs
  10. Quick access to cash – your options
  11. Beginner’s guide to managing your money
  12. How to deal with student debts after you graduate
  13. How to reduce the cost of your credit and store card debt
  14. Where to get legal help if in debt
  15. Take action to reduce your debt
  16. How to reduce the cost of your personal loans
  17. Budget planner
  18. Your tips for borrowing money and paying it back
  19. Getting free financial help and information
  20. Prioritise and deal with late payment letters
  21. Dealing with a County Court Judgment (CCJ)
  22. Dealing with the debts of someone who has died