Tools & calculators

Calculators, letter templates and free printed guides – useful tools and resources to help you


Our easy-to-use calculators can help you budget, save and cut back on costs

Letter templates

Our easy-to-use letter templates are here to help you if you need to set up, cancel or complain about something

  1. Letter templates

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Order forms

Use these forms to order our free printed guides, which give you clear, unbiased information and advice in Plain English

  1. Order forms

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Free printed guides

Read our free printed guides, which give you clear, unbiased information and advice in Plain English

  1. Free printed guides

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See our videos, covering subjects such as insurance, retirement savings and inflation

  1. Where do we learn money habits from?
  2. Getting your children familiar with money
  3. Teaching your children what money is used for
  4. Letting your children have a go with money
  5. Your children and virtual money
  6. Making money go further with your children
  7. Introducing money
  8. Money emotions
  9. Money highs and lows
  10. Financial independence
  11. Managing money
  12. Money advice
  13. Child savings
  14. Inflation
  15. Compound interest
  16. Workplace pension changes – the basics
  17. Pet insurance
  18. Young drivers’ insurance
  19. Remortgaging your property
  20. Buildings insurance
  21. Financial responsibilities if you rent out a property
  22. Make a redundancy plan
  23. Timeline to buying a home
  24. Buy-to-let mortgage guide
  25. Should you overpay your mortgage?
  26. What is an Offset Mortgage?
  27. Shopping around for an annuity
  28. Your tips for paying for a holiday
  29. Your top tips for buying and running a car
  30. Your tips for borrowing money and paying it back
  31. Your tips on saving money
  32. Your tips on saving money – How do you save for emergencies?
  33. Your tips on saving money – Are you a regular saver?
  34. Your tips on saving money – Cutting back to help you save
  35. Your tips on saving money – Your tips for cutting back
  36. Your tips for paying and saving for a wedding
  37. How do you save on back-to-school shopping?
  38. ‘Unexpected bills’ TV advert
  39. ‘Saving for a holiday’ TV advert
  40. The cost of Christmas
  41. How to choose a bank account
  42. How to make payments using your bank account
  43. How to use your bank account to make budgeting easier
  44. Worried about paying your rent?
  45. Get ready for Universal Credit
  46. How to open a bank account
  47. When it's gone it's gone
  48. Should you save or pay off debts?
  49. When and where to get pensions help and advice
  50. Making a will – your options
  51. Save money on your gas and bills
  52. Why it pays to save regularly
  53. Affording a car
  54. Beginner's guide to managing your money
  55. Talk to the people you owe money to
  56. Do you need life insurance?
  57. Understand and compare annuities
  58. Understand the difference between single and joint annuities
  59. Understand guarantee periods and whether they are suitable for you
  60. Understand how your annuity income can increase over time
  61. Understand how your health can increase your annuity income
  62. How parents talk to their children about money
  63. How to talk about money as your children grow up
  64. How to feel more comfortable talking to your children about money
  65. Pensions and retirement
  66. Why use a financial adviser?
  67. Understand your retirement options
  68. A Single Or Joint Annuity
  69. Budgeting for retirement
  70. Annuity guarantee period

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Interactive timelines

Explore our money timelines so you know the actions to take and things that could affect your income