Tools & calculators

Calculators, letter templates and free printed guides – useful tools and resources to help you


Our easy-to-use calculators can help you budget, save and cut back on costs

Comparison tables

Our comparison tables are completely unbiased – we are set up by government and don’t receive any incentive or commission if you go on to choose a product

Letter templates

Our easy-to-use letter templates are here to help you if you need to set up, cancel or complain about something

  1. Letter templates

View all ...

Order forms

Use these forms to order our free printed guides, which give you clear, unbiased information and advice in Plain English

  1. Order forms

View all ...

Free printed guides

Read our free printed guides, which give you clear, unbiased information and advice in Plain English

  1. Free printed guides

View all ...


See our videos, covering subjects such as insurance, retirement savings and inflation

  1. Where do we learn money habits from?
  2. Getting your children familiar with money
  3. Teaching your children what money is used for
  4. Letting your children have a go with money
  5. Your children and virtual money
  6. Making money go further with your children
  7. Introducing money
  8. Money emotions
  9. Money highs and lows
  10. Financial independence
  11. Managing money
  12. Money advice
  13. The importance of retirement savings
  14. Choose the right mortgage
  15. Child savings
  16. Inflation
  17. Compound interest
  18. Workplace pension changes – the basics
  19. Child maintenance (England, Scotland and Wales)
  20. Pet insurance
  21. Young drivers’ insurance
  22. Taking over the budget after your partner dies
  23. An introduction to the Health check tool
  24. Buying a house
  25. Losing your job
  26. Everyday budgeting
  27. Remortgaging your property
  28. Buildings insurance
  29. Financial responsibilities if you rent out a property
  30. Make a redundancy plan
  31. Making the most of your money - Introduction
  32. Making the most of your money - Saving and investing
  33. Making the most of your money - Taking control
  34. Making the most of your money – Protecting family and possessions
  35. Making the most of your money – Planning for your later life
  36. Making the most of your money - Borrowing
  37. Timeline to buying a home
  38. Buy-to-let mortgage guide
  39. Should you overpay your mortgage?
  40. What is an Offset Mortgage?
  41. Shopping around for an annuity
  42. Your tips for paying for a holiday
  43. Your top tips for buying and running a car
  44. Your tips for borrowing money and paying it back
  45. Your tips on saving money
  46. Your tips on saving money - How do you save for emergencies?
  47. Your tips on saving money - Are you a regular saver?
  48. Your tips on saving money - Cutting back to help you save
  49. Your tips on saving money - Your tips for cutting back
  50. Your tips for paying and saving for a wedding
  51. How do you save on back-to-school shopping?
  52. ‘Unexpected bills’ TV advert
  53. ‘Saving for a holiday’ TV advert
  54. The cost of Christmas
  55. How to choose a bank account
  56. How to make payments using your bank account
  57. How to use your bank account to make budgeting easier
  58. Worried about paying your rent?
  59. Get ready for Universal Credit
  60. How to open a bank account
  61. When it's gone it's gone
  62. Should you save or pay off debts?
  63. When and where to get pensions help and advice
  64. Making a will - your options
  65. Save money on your gas and bills
  66. Why it pays to save regularly
  67. Affording a car
  68. Beginner's guide to managing your money
  69. Talk to the people you owe money to
  70. Do you need life insurance?
  71. Understand and compare annuities
  72. Understand the difference between single and joint annuities
  73. Understand guarantee periods and whether they are suitable for you
  74. Understand how your annuity income can increase over time
  75. Understand how your health can increase your annuity income

View all ...

Interactive timelines

Explore our money timelines so you know the actions to take and things that could affect your income