Taking control of debt, free debt advice, improving your credit score and low-cost borrowing
Renting, buying a home and choosing the right mortgage
Running a bank account, planning your finances, cutting costs, saving money and getting started with investing
Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit
Planning your retirement, automatic enrolment, types of pension and retirement income
Having a baby, divorce and separation, what to do when someone’s died, choosing and paying for care services
Buying, running and selling a car, buying holiday money and sending money abroad
Protecting your home and family with the right insurance policies
Universal Credit is a new benefit to support you if you're working and on a low
income or you're out of work. This page explains how Universal Credit is different
Your monthly Universal Credit payment will include the following elements also
called additions, which will replace the help you currently get from tax credits.
Get ready for the new single monthly payment which has started to replace six
If you live as a couple and you claim Universal Credit, you'll get a single monthly
payment for your household so you might need to make some changes to the ...
Universal Credit is gradually replacing Employment and Support Allowance (ESA
) as the main benefit to claim if you can't work because of sickness or disability.
This page tells you more about claiming Universal Credit if you're self-employed.
If you're self-employed and already claiming certain benefits like Tax Credits or ...
To receive Universal Credit and other benefits, you'll need a bank or building
society account, or an account with an alternative provider like a credit union.
Money Manager is designed just for people on Universal Credit. You can use it
whether you're making a new claim or moving to Universal Credit from existing ...
Get personalised help while you're waiting for your Universal Credit payment
from our Money Manager tool. You can ask for a short-term benefit advance if ...
When Universal Credit comes in, you'll be responsible for paying your rent rather
than having it paid directly to your landlord. Even before then, you might have ...
Page 1 of 5
Sorry, web chat is only available on
Web chat is available from 9am to 1pm.
Give us a call for free and impartial money advice.
0800 138 7777 *
*Calls are free