Skip to main content Accessibility Statement

Budget Planner

What's left over after major bills?

How much spending money do you have after you've paid your most important bills? Work it out now.

Complete in 5+ minutes

Your detailed spending breakdown

Where does your money go each month? Work it out now with our list of items that will remind you of all your expenses.

Complete in 10+ minutes

Doing a budget is one of the first steps to getting your money in order. If you’ve never done one before it might seem daunting, but it’s easier than you think.

Why use our Budget Planner?

Our Budget Planner will put you in control of your household spending and analyse your results to help you better manage your money. It’s already helped hundreds of thousands of people.

How to use our Budget Planner?

  • Grab as much information about your income and spending as possible (bills, bank statements…)
  • For the best results, be as accurate as possible
  • Use as many times as you like


Don’t forget to include the little things. Spending £2 a day on coffee adds up to £60 every month!

Any information you provide is private and won’t be shared with anyone else.

What other people said

I really like the budget planner and have found it very useful.


What other people said

This is a great tool to see where your money goes.

Emma, Glasgow

Debt and borrowing

Taking control of debt, getting free debt advice, and how to borrow affordably

Budgeting and managing money

Advice on running a bank account, planning your finances, and cutting costs

Saving and investing

How to save money, types of savings account, and getting started with investing

Pensions and retirement

Includes retirement advice, types of pension and retirement income, and information on automatic enrolment

Work and redundancy

Advice on understanding your employment rights, what in-work benefits you might be entitled to and how to handle redundancy


Find out what benefits you're entitled to and learn about Universal Credit

Births, deaths and family

Having a baby, making a will, and dealing with divorce and separation


Help and advice on protecting your family and getting the right home and car insurance

Homes and mortgages

Everything you need to know about buying a home and choosing the right mortgage

Care and disability

Choosing the right care services, support for carers and paying for the cost of care

Cars and travel

Help with buying, running and selling a car, buying foreign currency, and sending money abroad

Your Money Advice blog

Tips, news and views on all things money from mortgages and savings to budgeting and benefits

Web chat

Sorry, web chat is only available on internet browsers with JavaScript.

Web chat is available from 8am to 8pm.

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm
  • Sunday and Bank Holidays, closed

Call us

Give us a call for free and impartial money advice.

0800 138 7777 *

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm
  • Sunday and Bank Holidays, closed

* Calls are free.