Compare Bank Account Fees and Charges Beta
We can help you check fees and charges for your bank account or compare fees and charges across a range of bank accounts known as payment accounts.
Payment accounts allow you to deposit income, withdraw cash, and make payments for things like bills and rent. This includes standard current accounts, fee-free basic bank accounts and some e-money accounts. They do not include savings or credit card accounts.
Fees and charges are just some of the things you should think about when choosing the right bank account for you. To compare interest rates, customer service ratings and incentives, we recommend that you visit a range of different comparison sites.
We’ve collected bank account charge and fee information from the majority of the market. We’ll be adding more but be aware this tool does not include every account that might be available. If any of the information appears incorrect or if there is an account that you would expect to appear that is missing please let us know.
Please note: the order of your results is randomised and so the order should not be taken as a recommendation – the most suitable account will depend on your needs.
Looking for a specific account? Press your “Ctrl” key and “F” key at the same time (or “Cmd” and “F” key on a Mac) to start a page search.
The account information was last updated on 24/01/2021
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Monzo - Monzo Plus
General account info
Maintaining the account
£5 per month
There is a monthly charge of £5.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£0
2 free card replacements in the UK are permitted per account per year; further card replacements in a year are subject to a £5 charge. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- One free cash deposit can be made at any PayPoint free of charge per month, after this there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply. There is an allowance of 1 free cash deposit a month before charging.
- If the account is cancelled within 3 months there is a £5 cancellation fee.
-
Starling Bank - Current Account
General account info
Maintaining the account
£0 per month
Personal Current Accounts and Joint Current Accounts No charge for having a Personal Current Account or Joint Current Account. Additional GBP Personal Current Account There is a non-refundable fee of £2 per month (paid in advance) for having an Additional GBP (more than one) Personal Current Account. Fee is taken on or around the first day of each month.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.35
- Example - £500 overdrawn for 30 days
- £5.81
- Example - £500 overdrawn for 60 days
- £11.62
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
There may be a fee of £5.00 where a replacement debit is requested in the UK, but if lost or stolen overseas, the charge is £60.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- A certified paper statement is available, the charge is £20 per request.
-
Yorkshire Bank - Current Account Control
General account info
Maintaining the account
£4 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.75
- Example - £500 overdrawn for 30 days
- £7.51
- Example - £500 overdrawn for 60 days
- £15.13
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
-
Santander - 123 Current Account
General account info
Maintaining the account
£5 per month
Minimum monthly deposit
Santander requires a monthly deposit of £500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Monese - Monese Premium
General account info
Maintaining the account
£14.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£4.95
£4.95 fee for second physical card and card replacement if lost, stolen or expired.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Nationwide Building Society - FlexDirect
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
A minimum of £1000 a month must be deposited into the account, to qualify for the credit interest rate (fixed for the first 12 months). No interest is paid on the whole balance if the monthly credit is not made.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Royal Bank of Scotland - Revolve
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
The Co-operative Bank - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Royal Bank of Scotland - Premier Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Barclays - Bank Account
General account info
Maintaining the account
£0 per month
There is no monthly charge. Other insurance pack and Blue Rewards scheme are available with a monthly charge payable up to £18.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.88
- Example - £500 overdrawn for 30 days
- £12.45
- Example - £500 overdrawn for 60 days
- £25.21
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Other fees and charges
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader is £6.
-
Monese - Monese Classic
General account info
Maintaining the account
£5.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£4.95
£4.95 fee for second physical card and card replacement if lost, stolen or expired.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £900
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Using the debit card abroad to make purchases: £9,000 free per month then 2% per transaction after that.
- Post Office cash load (UK only) £900 free - 2% per transaction after that
- Pay Point cash load (UK only) £900 free - 2% per transaction after that
-
Ulster Bank - Adapt Account 11-18 Year Olds
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Lloyds Bank - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
-
NatWest - Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £4 in Rewards a minimum of 2 Direct Debits of at least £2 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Suits Me - Suits Me Premium Plus
General account info
Maintaining the account
£9.97 per month
There is a monthly account management fee of £9.97.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £5.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £3.15 / £3.26
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.12
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.42 / £3.53
Payments
Sending money within the UK
- BACS charge
- £0.50
- Faster payments charge
- £0.50
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £28
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- First load fee of £9.97
- Additional card fee £5.00
- Account to account transfer 0.50p
- PayPoint load fee 0.50 plus 2.6%
- ATM balance enquiry 0.24p
- Direct Debit Monthly Fee 0.50p
- Direct Debit Amendment Fee 0.50p
- Direct Debit Cancellation Fee 0.50p
- Direct Debit Collection Fee 0.50p
- Declined Transaction Fee 0.20p
- Unpaid Direct Debit fee £15.00
- Redemption fee £5.00
- Administration Fees £20.00
-
credEcard - credEcardplus Account
General account info
Maintaining the account
£2 per month
There is a monthly account management fee of £2.00.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.75
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £28
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 10p per SMS message.
- 10p per ATM balance enquiry.
- 50p plus 2.5% per transaction value via PayPoint (max load of £249).
- 10p per SMS message for confirmation of ATM withdrawals and purchases.
- 50p card to card transfer on receiving payment.
- £3 per next day transfer request from account.
- £5 transaction revocation administration fee.
- £2 application cancellation fee.
-
Bank of Scotland - Classic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Monzo - Monzo Premium
General account info
Maintaining the account
£15 per month
There is a monthly charge of £15.00 to have this account.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£50
A debit card replacement fee of £50.00 applies per card, including if the card is lost or stolen. No fee if the card expires, is faulty or is taken by an ATM.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 5 free cash deposit can be made at any PayPoint free of charge per month, after this there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 every 6 months. Terms and conditions may apply. There is an allowance of 5 free cash deposit a month before charging.
-
Pockit - Current Account
General account info
Maintaining the account
£0.99 per month
There is a monthly charge of £0.99. The account is free for customers who use Pockit as their primary account and spend more than £500 in any given month.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£3.99
A debit card replacement fee of £3.99 applies per card. Replacement Pockit Mastercard, including delivery charge - 1st class: £3.99, Royal Mail Tracked 24: £9.99.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.99
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.25
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0.99 / £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Additional Card Fee (up to maximum of 3) - £0.99.
- Paying in with cash - £0.99.
-
Santander - 123 Graduate Current Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Cashplus - Deluxe
General account info
Maintaining the account
£9.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Paying in with Cash at UK Post Offices - 0.3% fee will apply to the total amount paid in.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
-
HSBC - Basic Bank Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
Other fees and charges
Cancelling a cheque
Unavailable
-
Halifax - Ultimate Reward Current Account
General account info
Maintaining the account
£17 per month
There is a monthly fee of £17.00 each month.
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers will receive a net monthly payment of £5 providing the account is credited with a minimum of £1,500. Together with this they must either: * Spend at least £500 using the account's debit card and keep the balance at £0 or above, throughout the month OR *Keep the account balance at £5,000 or above.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Metro Bank - Cash Account (11-15)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Ulster Bank - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
NatWest - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Metro Bank - Cash Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Halifax - Reward Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers can chose to receive a monthly payment of £5.00 or one of the following lifestyle rewards: 3 selected digital magazine subscriptions per month 2 digital film rentals per month 1 cinema ticket per month to be used at selected cinemas Customers will be eligible for the offer chosen providing the account is credited with a minimum of £1,500 per month, remains in credit throughout the previous month and EITHER at least £500 is spent using the account's debit card OR the account balance is kept at £5,000 or above. The offer and monthly reward that is chosen is fixed for 12 months and cannot be changed during this time. Terms and conditions may apply.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
HSBC - MyAccount
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
-
HSBC - Graduate Bank Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
-
Bank of Scotland - Under 19s Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Barclays - BarclayPlus
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £0 - £6
Other fees and charges
Cancelling a cheque
Unavailable
- Replacement or additional PINsentry card reader is £6.
-
Santander - 123 Lite Current Account
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
Santander requires a monthly deposit of £500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Revolut - Metal
General account info
Maintaining the account
£12.99 per month
A monthly charge of £12.99 applies, £120 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£40
1 free Metal card, any additional Metal cards are charge at £40.00 per card.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £800
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
NatWest - Premier Select Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
NatWest - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Bank of Scotland - Vantage Platinum Account
General account info
Maintaining the account
£21 per month
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1000 is required, the account must be kept in credit and two different Direct Debits must be paid from the account each calendar month.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Cashplus - Flexiplus
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in pounds
£0
There is a fee of £0.99 per debit card transaction.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £2
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Payments
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
Not applicable.
- Paying in with Cash at UK Post Offices - 0.3% fee will apply to the total amount paid in.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
-
Bank of Scotland - Basic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Bank of Ireland (NI) - Graduate Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £30.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
-
Santander - Basic Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Weekly statements £1.50 per month.
-
Suits Me - Suits Me Premium
General account info
Maintaining the account
£4.97 per month
There is a monthly account management fee of £4.97.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £5.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £3.15 / £3.26
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.25
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.68 / £3.79
Payments
Sending money within the UK
- BACS charge
- £0.60
- Faster payments charge
- £0.60
- CHAPS charge
- £27.50
Sending money outside the UK
- European transfer / Worldwide transfer
- £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- First load fee of £9.97
- Additional card fee £5.00
- Account to account transfer 0.60p
- PayPoint load fee 0.99p plus 2.6%
- ATM balance enquiry 0.24p
- Direct Debit Monthly Fee 0.60p
- Direct Debit Amendment Fee 0.60p
- Direct Debit Cancellation Fee 0.60p
- Direct Debit Collection Fee 0.60p
- Declined Transaction Fee 0.20p
- Unpaid Direct Debit fee £15.00
- Redemption fee £5.00
- Administration Fees £20.00
-
Halifax - Basic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
The Co-operative Bank - Current Account + Everyday Rewards (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Triodos Bank - Triodos Current Account
General account info
Maintaining the account
£3 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.59
- Example - £500 overdrawn for 30 days
- £6.83
- Example - £500 overdrawn for 60 days
- £13.66
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.25
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.25
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £1 - £7
Other fees and charges
Cancelling a cheque
£0
There is no stopped cheque charge.
-
The Co-operative Bank - Current Account + Everyday Rewards
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Nationwide Building Society - FlexGraduate (3 year course) Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Citi - Citigold Current Account (Citigold Private Client)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
To be eligible for the interest free overdraft a minimum of £50 must be credited to the account per month, if this monthly minimum is not met, the interest free overdraft will be removed and interest will be charged at the unarranged overdraft rate. To be eligible for this account one of the following criteria must be met: - an average monthly balance of £650,000 (or currency equivalent) across all savings and investments with Citi in the UK must be maintained or - the customer holds an account with Citi International Personal Bank in London or Jersey and is treated as a Citigold Private Client in relation to that account
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £25.00 per item; fees subject to a maximum of 4 items per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Bank of Scotland - Platinum Account
General account info
Maintaining the account
£21 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Cumberland - Plus
General account info
Maintaining the account
£0 per month
There is no monthly charge. A default monthly charge of £2.00 will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Minimum monthly deposit
£750 must be paid into the account each month from an external source. Transfers from other personal Cumberland accounts will not count towards the monthly funding requirement, however transfers from Cumberland business accounts will count. A default monthly charge will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.44
- Example - £500 overdrawn for 30 days
- £6.16
- Example - £500 overdrawn for 60 days
- £12.32
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £10.00 per item; fees subject to a maximum of £90.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Other fees and charges
Cancelling a cheque
£0
There is no fee to cancel a cheque.
-
Revolut - Standard
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£5
£5.00 per replacement card issued.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 0.50% for any spending abroad however first transfer, each month, is free.. A flat percentage mark up on top of the interbank exchange rate may also apply at weekends and to certain currencies.
-
NatWest - Reward Platinum Ex/C
General account info
Maintaining the account
£20 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Santander - Select Current Account
General account info
Maintaining the account
£5 per month
There is a monthly charge of £5.00.
Minimum monthly deposit
Santander requires a minimum monthly deposit of £5000 or the account holder to hold at least £75,000 in any Santander investments, savings or current accounts.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Royal Bank of Scotland - Premier Reward Black
General account info
Maintaining the account
£31 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Cater Allen - Investment Account
General account info
Maintaining the account
£0 per month
There is no monthly fee.
Minimum monthly deposit
There is no minimum monthly deposit required. Although, no interest is paid to accounts with balances below £10,000 and charges may be applied.
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in pounds
£0
20 transactions a month permitted without incurring a transaction fee. After that it is £0.75 per item.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0.88 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0.88 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £7
Other fees and charges
- Audit Report: £15 + VAT.
- There is a 75p charge per item for additional transactions that exceed the 20 free transactions per month. Day to day transactions on this account are: cheque withdrawals; cash machine withdrawals; Visa Debit Card purchases including recurring transactions; Standing Orders, Direct Debits; bill payments and electronic payments.
-
State Bank of India - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £12.00 per item.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.25
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.25
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £25 / £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
HSBC - Premier MyAccount Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
-
Barclays - Student Additions
General account info
Maintaining the account
£0 per month
No monthly service charge is made. Other insurance pack and Blue Rewards scheme are available with a monthly charge payable up to £18.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Other fees and charges
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader £6.
-
Revolut - Plus
General account info
Maintaining the account
£2.99 per month
A monthly charge of £2.99 applies, £29.99 per year if paid annually.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£0
The first and second Revolut card are issued free and the customer also receives one free card replacement each subsequent year. Other than this, a fee of £10 is payable per card issued.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 0.50% for any spending abroad however first transfer, each month, is free.. A flat percentage mark up on top of the interbank exchange rate may also apply at weekends and to certain currencies.
-
Ulster Bank - U First Gold Account Ex/C
General account info
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Cater Allen - Private Bank Account
General account info
Maintaining the account
£0 per month
There is no monthly fee.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0.88 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0.88 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £7
-
Barclays - Young Person's Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Other fees and charges
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader is £6.
-
Yorkshire Bank - Private Current Account
General account info
Maintaining the account
£25 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.54
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £4.00 per item; fees subject to a maximum of £40.00 per month. No more than £40.00 will be charged per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
-
Citi - Citigold Current Account
General account info
Maintaining the account
£0 per month
The account is available free if the customer either: - maintains an average monthly balance of £150,000 across all savings and investments with Citi in the UK (or currency equivalent). - has an account with Citi International Personal Bank in London or Jersey. - is a Citigold Private Client. If none of these criteria are met, a default monthly charge of £75.00 will apply.
Minimum monthly deposit
To be eligible for the interest free overdraft a minimum of £50 must be credited to the account per month, if this monthly minimum is not met, the interest free overdraft will be removed and interest will be charged at the unarranged overdraft rate. The account is available free if the customer maintains an average monthly balance of £150,000 across all savings and investments with Citi in the UK (or currency equivalent), or holds an account with Citibank International Personal Bank Account in London or Jersey or is a Citigold Private Client.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £25.00 per item; fees subject to a maximum of 4 items per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Cynergy Bank - Personal Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £6
Sending money outside the UK
- European transfer / Worldwide transfer
- £6
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
First Direct - 1st Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.63
- Example - £500 overdrawn for 30 days
- £7
- Example - £500 overdrawn for 60 days
- £13.99
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
Other fees and charges
Cancelling a cheque
£0
There is no fee to cancel a cheque.
-
eccount money - eccount
General account info
Maintaining the account
£12.50 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£4.95
If the card is lost or stolen there is a £4.95 fee for a replacement card.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.50
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.63
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Paying money in via PayPoint - 3% (max load £249).
- Paying money in at Post Office - £1 per transaction.
- Paper statement - £10.
- Revocation fee - £20.
- Investigation fee - £20.
- Cancellation or redemption fee - £10.
-
Santander - 123 Student Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Danske Bank - Danske Choice
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.14
- Example - £500 overdrawn for 30 days
- £13.45
- Example - £500 overdrawn for 60 days
- £26.91
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £7.50 per item; fees subject to a maximum of £22.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£7
Debit card replacement fee is £7.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Other fees and charges
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
- £2.50 for each cheque book if account holder chooses to collect it from a branch.
- Up to 4 cheque payments each calendar month are free of charge, for each extra cheque paid out of the account during said month there is a charge of 70p per item.
- Up to 4 cash withdrawals can be made free of charge, at any Danske Bank branch in Northern Ireland. Each extra cash withdrawal will incur a charge of 70p.
-
Nationwide Building Society - FlexBasic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
CardOneMoney - Current Account
General account info
Maintaining the account
£12.50 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.50
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £10
Other fees and charges
Cancelling a cheque
Unavailable
- Direct payment of funds into Billing Account via CHAPS (UK) - 50p.
- Direct payment of funds into Billing Account via the Post Office, per Giro slip used - £1.50.
- Payment of funds into Billing Account from outside the UK (including non UK CHAPS) - £10.00.
- Balance enquiry and alerts via mobile phone text message - 15p.
- Transfer from the Card Account to the Billing Account - £5.
- Giro Paying In Book - £3.50.
- Same Day payment outbound to nominated account via Online Banking - £7.50.
- Same Day payment outbound to nominated account via Call Centre - £10.
- Next Day Payment outbound to nominated account via Call Centre - £3.50.
- Printed Current Account Statement up to 3 months - £5.
- Printed Card Account Statement - £5.
- Collections or Administrative Letter - £5.
- Additional card - £5.
- Account management fee (primary & secondary) - £17.50.
-
Bank of Scotland - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
-
The Co-operative Bank - Current Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Nationwide Building Society - FlexStudent
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Clydesdale Bank - Private Current Account
General account info
Maintaining the account
£25 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.54
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £4.00 per item; fees subject to a maximum of £40.00 per month. No more than £40.00 will be charged per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
-
Investec Bank - Voyage
General account info
Maintaining the account
£41.66 per month
There is an annual charge of £500 (equivalent to £41.66 per month). The first year's fee will be deducted 30 days after the account is opened.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Halifax - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
NatWest - Reward Silver Ex/C
General account info
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Santander - 123 Mini Current Account (0-12) Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Weekly statements £1.50 per month.
-
AIB (NI) - Student Account (12-18)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
-
Lloyds Bank - Basic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Acorn Account - Current Account
General account info
Maintaining the account
£14.50 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.50
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £10
Other fees and charges
Cancelling a cheque
Unavailable
- Direct payment of funds into Billing Account via CHAPS (UK) - 50p
- Direct payment of funds into Billing Account via the Post Office, per Giro slip used - £1.50.
- Balance enquiry and alerts via mobile phone text message - 15p.
- Transfer from the Card Account to the Billing Account - £5.
- Giro Paying In Book - £3.50.
- Same Day payment outbound to nominated account via Online Banking - £7.50.
- Same Day payment outbound to nominated account via Call Centre - £10.
- Next Day Payment outbound to nominated account via Call Centre - £3.50.
- Collections or Administrative Letter - £5.
- Management fee (primary & secondary) - £19.50.
- Redemption fee to return any balance upon closure - £10.
-
Lloyds Bank - Club Lloyds Platinum Account
General account info
Maintaining the account
£21 per month
A monthly charge of £21.00 is payable. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged.
Minimum monthly deposit
The minimum monthly deposit is £1500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
The Co-operative Bank - Everyday Extra + Everyday Rewards
General account info
Maintaining the account
£15 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Barclays - Basic Current Account
General account info
Maintaining the account
£0 per month
There is no monthly charge. Other insurance packs are available with a monthly charge payable up to £18.00.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
Cancelling a cheque
Unavailable
- Replacement or additional PINsentry card reader £6.
-
TSB - Spend & Save
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.07
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
-
NatWest - Premier Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
thinkmoney - Current Account
General account info
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £15 - £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Joint account monthly fee increases to £15.00
-
Virgin Money - Current Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
-
Starling Bank - Current Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
There may be a fee of £5.00 where a replacement debit is requested in the UK, but if lost or stolen overseas, the charge is £60.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- A certified paper statement is available, the charge is £20 per request.
-
NatWest - Natwest Adapt
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
TSB - Cash Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
AIB (NI) - Classic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0.84
- Example - £500 overdrawn for 30 days
- £3.60
- Example - £500 overdrawn for 60 days
- £7.24
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £5.00 per item; fees subject to a maximum of 1 items per day.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£0
There is no charge if a replacement card is requested due to it being lost or stolen. There is a charge of £8 if a new card requested at any other time including if it is damaged or broken.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
Other fees and charges
- Unpaid cheque inwards (if a cheque is paid into the account from another bank account, then the other bank subsequently decides not to pay the cheque) - £6 fee.
-
Bank of Ireland (NI) - Basic Cash Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25