Compare Bank Account Fees and Charges Beta
We can help you check fees and charges for your bank account or compare fees and charges across a range of bank accounts known as payment accounts.
Payment accounts allow you to deposit income, withdraw cash, and make payments for things like bills and rent. This includes standard current accounts, fee-free basic bank accounts and some e-money accounts. They do not include savings or credit card accounts.
Fees and charges are just some of the things you should think about when choosing the right bank account for you. To compare interest rates, customer service ratings and incentives, we recommend that you visit a range of different comparison sites.
We’ve collected bank account charge and fee information from the majority of the market. We’ll be adding more but be aware this tool does not include every account that might be available. If any of the information appears incorrect or if there is an account that you would expect to appear that is missing please let us know.
Please note: the order of your results is randomised and so the order should not be taken as a recommendation – the most suitable account will depend on your needs.
Looking for a specific account? Press your “Ctrl” key and “F” key at the same time (or “Cmd” and “F” key on a Mac) to start a page search.
The account information was last updated on 11/04/2021
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Yorkshire Bank - Private Current Account
General account info
Maintaining the account
£25 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.54
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £4.00 per item; fees subject to a maximum of £40.00 per month. No more than £40.00 will be charged per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
-
Nationwide Building Society - FlexBasic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Santander - Private Current Account
General account info
Maintaining the account
£5 per month
There is a monthly charge of £5.00. This fee will not be charged until the account has had a credit of at least £500 and set up two active direct debits.
Minimum monthly deposit
A minimum monthly deposit of £500 is required to receive any cashback or interest, together with two active direct debits, on this account.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
NatWest - Premier Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
NatWest - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Revolut - Standard
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£5
£5.00 per replacement card issued.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- Unavailable
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 0.50% for any spending abroad however first transfer, each month, is free.. A flat percentage mark up on top of the interbank exchange rate may also apply at weekends and to certain currencies.
-
Lloyds Bank - Club Lloyds Platinum Account
General account info
Maintaining the account
£21 per month
A monthly charge of £21.00 is payable. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged.
Minimum monthly deposit
The minimum monthly deposit is £1500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Nationwide Building Society - FlexPlus
General account info
Maintaining the account
£13 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Lloyds Bank - Classic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Cater Allen - Investment Account
General account info
Maintaining the account
£0 per month
There is no monthly fee.
Minimum monthly deposit
There is no minimum monthly deposit required. Although, no interest is paid to accounts with balances below £10,000 and charges may be applied.
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in pounds
£0
20 transactions a month permitted without incurring a transaction fee. After that it is £0.75 per item.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0.88 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0.88 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £7
Other fees and charges
- Audit Report: £15 + VAT.
- There is a 75p charge per item for additional transactions that exceed the 20 free transactions per month. Day to day transactions on this account are: cheque withdrawals; cash machine withdrawals; Visa Debit Card purchases including recurring transactions; Standing Orders, Direct Debits; bill payments and electronic payments.
-
Cumberland - Plus
General account info
Maintaining the account
£0 per month
There is no monthly charge. A default monthly charge of £2.00 will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Minimum monthly deposit
£750 must be paid into the account each month from an external source. Transfers from other personal Cumberland accounts will not count towards the monthly funding requirement, however transfers from Cumberland business accounts will count. A default monthly charge will apply if the minimum monthly funding requirement is not met, unless the average monthly balance has been £1,000 or more and the account remained in credit during the same period.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.44
- Example - £500 overdrawn for 30 days
- £6.16
- Example - £500 overdrawn for 60 days
- £12.32
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £10.00 per item; fees subject to a maximum of £90.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
Replacement lost card and PIN at the same time is £7.50. Replacement card or PIN on their own is £5.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £12 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £60
Other fees and charges
Cancelling a cheque
£0
There is no fee to cancel a cheque.
-
Bank of Scotland Private Banking - Flexible Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.48
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
The Co-operative Bank - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
HSBC - Premier MyAccount Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
-
Smile - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £8 / £13 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Halifax - Reward Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers can chose to receive a monthly payment of £5.00 or one of the following lifestyle rewards: 3 selected digital magazine subscriptions per month 2 digital film rentals per month 1 cinema ticket per month to be used at selected cinemas Customers will be eligible for the offer chosen providing the account is credited with a minimum of £1,500 per month, remains in credit throughout the previous month and EITHER at least £500 is spent using the account's debit card OR the account balance is kept at £5,000 or above. The offer and monthly reward that is chosen is fixed for 12 months and cannot be changed during this time. Terms and conditions may apply.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Yorkshire Bank - Current Account Control
General account info
Maintaining the account
£4 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.75
- Example - £500 overdrawn for 30 days
- £7.51
- Example - £500 overdrawn for 60 days
- £15.13
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
-
Ulster Bank - Select Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
NatWest - Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £4 in Rewards a minimum of 2 Direct Debits of at least £2 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Monese - Monese Classic
General account info
Maintaining the account
£5.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£4.95
£4.95 fee for second physical card and card replacement if lost, stolen or expired.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £900
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Using the debit card abroad to make purchases: £9,000 free per month then 2% per transaction after that.
- Post Office cash load (UK only) £900 free - 2% per transaction after that
- Pay Point cash load (UK only) £900 free - 2% per transaction after that
-
Bank of Ireland (NI) - 3rd Level Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
-
Bank of Scotland - Basic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Halifax - Ultimate Reward Current Account
General account info
Maintaining the account
£17 per month
There is a monthly fee of £17.00 each month.
Minimum monthly deposit
The monthly minimum deposit required is £1500. Customers can chose to receive a monthly payment of £5.00 or one of the following lifestyle rewards: 3 selected digital magazine subscriptions per month 2 digital film rentals per month 1 cinema ticket per month to be used at selected cinemas Customers will be eligible for the offer chosen providing the account is credited with a minimum of £1,500 per month, remains in credit throughout the previous month and EITHER at least £500 is spent using the account's debit card OR the account balance is kept at £5,000 or above. The offer and monthly reward that is chosen is fixed for 12 months and cannot be changed during this time. Terms and conditions may apply.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Cashplus - Activeplus
General account info
Maintaining the account
£5.95 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £10.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £2
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
Not applicable.
- 9 free electronic transfers per month after that a fee of £0.99 will apply per transfer.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
- Paying in with Cash at UK Post Offices - 0.3% fee will apply to the total amount paid in.
-
The Co-operative Bank - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit, however the account must be funded the customer's student loan or other funding.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Monzo - Current Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£0
2 free card replacements in the UK are permitted per account per year; further card replacements in a year are subject to a £5 charge. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Cash deposits can be made at any PayPoint, but there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 ever 6 months. Terms and conditions may apply.
-
Santander - Select Current Account
General account info
Maintaining the account
£5 per month
There is a monthly charge of £5.00.
Minimum monthly deposit
Santander requires a minimum monthly deposit of £5000 or the account holder to hold at least £75,000 in any Santander investments, savings or current accounts.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
HSBC - Student Bank Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £17
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £17
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £8
-
Punjab National Bank (International) Ltd - Current Account
General account info
Maintaining the account
£0 per month
There is no monthly charge. If an average balance of £250 is not maintained each quarter then a maintenance charge of £10 is payable.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £15.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £3
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £25 / £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- £10 - cheques deposited but returned unpaid (unpaid inwards).
-
Starling Bank - Current Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
There may be a fee of £5.00 where a replacement debit is requested in the UK, but if lost or stolen overseas, the charge is £60.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- A certified paper statement is available, the charge is £20 per request.
-
NatWest - Premier Reward Black
General account info
Maintaining the account
£31 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another NatWest current account or savings account that is held by the customer. If this condition is not met, NatWest may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Clydesdale Bank - Private Current Account
General account info
Maintaining the account
£25 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.33
- Example - £500 overdrawn for 30 days
- £5.74
- Example - £500 overdrawn for 60 days
- £11.54
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £4.00 per item; fees subject to a maximum of £40.00 per month. No more than £40.00 will be charged per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
-
Metro Bank - Cash Account (11-15)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Lloyds Bank Private Banking - Club Lloyds Mayfair Current Account
General account info
Maintaining the account
£0 per month
The Mayfair Private Banking Service Relationship fee and Club Lloyds monthly fee are waived for this current account, however if a Mayfair High Interest Cheque Account or Club Lloyds Mayfair High Interest Cheque Account are also held a Relationship fee of £300 per annum (£25 per month) will be payable. The Relationship fee is also waived if the client also subscribes to the Mayfair Asset Management Service.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Investec Bank - Private Bank Account
General account info
Maintaining the account
£10 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0.78
- Example - £500 overdrawn for 30 days
- £3.33
- Example - £500 overdrawn for 60 days
- £6.68
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Lloyds Bank - Platinum Account
General account info
Maintaining the account
£21 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Ulster Bank - Private Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Ulster Bank - Graduate Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
TSB - Graduate Bank Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £3.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £10 - £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
Free for lost or stolen cheques, otherwise there is a charge of £10.
-
UBL UK - ACE Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of between £20.00 and £25.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £20
Other fees and charges
- Cheques paid in returned unpaid - £15.
-
Lloyds Bank - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
-
Bank of Scotland - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen. For all other reasons there is a charge of £10.
-
Royal Bank of Scotland - Premier Reward Black
General account info
Maintaining the account
£31 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £9 in Rewards a minimum of 2 Direct Debits of at least £4.50 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Royal Bank of Scotland - Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
A minimum monthly deposit of £1250 is required for new customers to continue receiving the Rewards. The account is reviewed after 6 months and the customer may be contacted if they are not meeting the criteria on a regular basis. To earn £4 in Rewards a minimum of 2 Direct Debits of at least £2 each or more per calendar month must be paid from a qualifying account. To earn an additional £1 in Rewards, the customer must log into the mobile banking app at least once a month. At least £1,250 will need to be paid into the account every calendar month. The £1,250 cannot be transferred from another RBS current account or savings account that is held by the customer. If this condition is not met, RBS may not pay Rewards and the account may be converted to another account. 5 Rewards = £5 when exchanged.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Nationwide Building Society - FlexOne
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Bank of Ireland (NI) - Clear Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.79
- Example - £500 overdrawn for 30 days
- £11.95
- Example - £500 overdrawn for 60 days
- £24.19
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £30.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
- For CHAPS payments into the account there is charge of £5.
-
Barclays - BarclayPlus
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £0 - £6
Other fees and charges
Cancelling a cheque
Unavailable
- Replacement or additional PINsentry card reader is £6.
-
Royal Bank of Scotland - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Barclays - Premier Current Account
General account info
Maintaining the account
£0 per month
There is no monthly charge. Other insurance packs and Blue Rewards scheme are available with a monthly charge payable up to £12.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Danske Bank - Danske Choice
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.14
- Example - £500 overdrawn for 30 days
- £13.45
- Example - £500 overdrawn for 60 days
- £26.91
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £7.50 per item; fees subject to a maximum of £22.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£7
Debit card replacement fee is £7.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Other fees and charges
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
- £2.50 for each cheque book if account holder chooses to collect it from a branch.
- Up to 4 cheque payments each calendar month are free of charge, for each extra cheque paid out of the account during said month there is a charge of 70p per item.
- Up to 4 cash withdrawals can be made free of charge, at any Danske Bank branch in Northern Ireland. Each extra cash withdrawal will incur a charge of 70p.
-
Lloyds Bank - Club Lloyds
General account info
Maintaining the account
£0 per month
There is no monthly charge. If the minimum monthly deposit is not made, a default monthly fee of £3.00 will be charged.
Minimum monthly deposit
The minimum monthly deposit is £1500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.04
- Example - £500 overdrawn for 30 days
- £8.94
- Example - £500 overdrawn for 60 days
- £17.98
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Virgin Money - M Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
The Co-operative Bank - Everyday Extra + Everyday Rewards
General account info
Maintaining the account
£15 per month
Minimum monthly deposit
The minimum monthly deposit required is £800.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.98
- Example - £500 overdrawn for 30 days
- £12.76
- Example - £500 overdrawn for 60 days
- £25.66
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £35 / £8 - £35
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
ICICI Bank UK Plc - HomeVantage Current Account
General account info
Maintaining the account
£0 per month
There is no monthly charge for holding the account, providing, the total monthly average balance of all accounts held with the provider is at least £500.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of between £10.00 and £15.00 per item.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 / £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
U - U Account (No Fee)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £10.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Paying in to the account using PayPoint - 3% fee. £1 minimum charge.
- Chargeback/disputed transaction request £15.
- Payments out of the U Account e.g. direct debits/standing orders/standard payments - £1 fee.
- Dormancy fee (after 60 days of inactivity) - £1 per month.
- Postal statements - £2.50.
-
Danske Bank - Danske Standard
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £7.50 is incurred if payment of a direct debit or standing order is refused due to lack of funds. No more than £22.50 will be charged per month.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Other fees and charges
Cancelling a cheque
Unavailable
- A statement showing a list of recent payments to and from the account, often requested for legal or tax purposes: £3 per statement.
- A printout of recent payments to and from the account: £3 for each printout.
- Up to four cash withdrawals, at a counter of any Danske Bank branch in Northern Ireland, can be made each month free of charge. For each extra cash withdrawal there is a charge of £0.70.
-
Danske Bank - Danske Cash Reward
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
The minimum monthly deposit required is £1200. The customer will receive £7.00 a month if, in the previous month: At least £1,200 has been paid in and logged on to eBanking or mobile banking. Terms and conditions may apply.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.14
- Example - £500 overdrawn for 30 days
- £13.45
- Example - £500 overdrawn for 60 days
- £26.91
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £7.50 per item; fees subject to a maximum of £22.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£7
Debit card replacement fee is £7.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Other fees and charges
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
- £2.50 for each cheque book if account holder chooses to collect it from a branch.
- Up to 4 cash withdrawals can be made free of charge, at any Danske Bank branch in Northern Ireland. Each extra cash withdrawal will incur a charge of £0.70.
-
Bank of Ireland (NI) - Student Account (11-19)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
Cancelling a cheque
Unavailable
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
-
Barclays - Student Additions
General account info
Maintaining the account
£0 per month
No monthly service charge is made. Other insurance packs and Blue Rewards scheme are available with a monthly charge payable up to £12.50. Eligibility for Blue Rewards: - Aged over 18 and depositing at least £800 per month into this account AND - Pay the monthly Blue Rewards fee Access to online or mobile banking is required to view and manage Blue Rewards.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
Other fees and charges
Cancelling a cheque
£12.50
- Replacement or additional PINsentry card reader £6.
-
CardOneMoney - Current Account
General account info
Maintaining the account
£12.50 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £1.50
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £10
Other fees and charges
Cancelling a cheque
Unavailable
- Direct payment of funds into Billing Account via CHAPS (UK) - 50p.
- Direct payment of funds into Billing Account via the Post Office, per Giro slip used - £1.50.
- Payment of funds into Billing Account from outside the UK (including non UK CHAPS) - £10.00.
- Balance enquiry and alerts via mobile phone text message - 15p.
- Transfer from the Card Account to the Billing Account - £5.
- Giro Paying In Book - £3.50.
- Same Day payment outbound to nominated account via Online Banking - £7.50.
- Same Day payment outbound to nominated account via Call Centre - £10.
- Next Day Payment outbound to nominated account via Call Centre - £3.50.
- Printed Current Account Statement up to 3 months - £5.
- Printed Card Account Statement - £5.
- Collections or Administrative Letter - £5.
- Additional card - £5.
- Account management fee (primary & secondary) - £17.50.
-
Santander - Choice Current Account
General account info
Maintaining the account
£10 per month
The monthly charge is £10.00.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.54
- Example - £500 overdrawn for 30 days
- £10.88
- Example - £500 overdrawn for 60 days
- £21.83
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Cancellation of a foreign draft £25
- Weekly statements £1.50 a month
-
Danske Bank - Danske Freedom
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £7.50 per item; fees subject to a maximum of £22.50 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£7
Debit card replacement fee is £7.00.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £30
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30 / £20 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £7
Other fees and charges
- For a printout showing payments to and from the account, from a branch, the charge is £3 per printout.
- Up to 4 cheque payments each calendar month are free of charge, for each extra cheque paid out of the account during said month there is a charge of 70p per item.
- Up to 4 cash withdrawals can be made free of charge, at any Danske Bank branch in Northern Ireland. Each extra cash withdrawal will incur a charge of 70p.
- £2.50 for each cheque book if account holder chooses to collect it from a branch.
-
Bank of Ireland (NI) - Graduate Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £1.50 per item; fees subject to a maximum of £30.00 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.88
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £10 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6 / £6
Other fees and charges
- Extra statements, more than one a month are £1 each.
- For CHAPS payments into the account there is charge of £5.
-
Monzo - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.20
- Example - £500 overdrawn for 30 days
- £13.72
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Replacement fee
£5
A debit card replacement fee of £5.00 applies per card unless: at least £500 every 35 days is paid into the account and one active direct debit is on the account, or a DWP or Department for Communities payment is paid into the account every 35 days, or a student loan is paid into the account every 8 months, in which case there are 2 free card replacements in the UK. If the customer is a victim of fraud, the card is stolen or it expires then there is no charge.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £250
- £ cost per transaction
- £0
- % cost per transaction
- 3%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Cash deposits can be made at any PayPoint, but there is a £1 charge for each deposit. £5-£300 can be deposited in one transaction, maximum of £1,000 ever 6 months. Terms and conditions may apply.
-
Halifax - Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.22
- Example - £500 overdrawn for 30 days
- £13.86
- Example - £500 overdrawn for 60 days
- £28.09
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Ulster Bank - Student Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Santander - 123 Lite Current Account
General account info
Maintaining the account
£2 per month
Minimum monthly deposit
Santander requires a monthly deposit of £500.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.27
- Example - £500 overdrawn for 30 days
- £14.01
- Example - £500 overdrawn for 60 days
- £28.12
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
- Weekly statements £1.50 per month.
-
Pockit - Current Account
General account info
Maintaining the account
£0.99 per month
There is a monthly charge of £0.99. The account is free for customers who use Pockit as their primary account and spend more than £500 in any given month.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £15.00 is incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£3.99
A debit card replacement fee of £3.99 applies per card. Replacement Pockit Mastercard, including delivery charge - 1st class: £3.99, Royal Mail Tracked 24: £9.99.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.99
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £2.25
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Additional Card Fee (up to maximum of 3) - £0.99.
- Paying in with cash - £0.99.
-
Metro Bank - Personal Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.84
- Example - £500 overdrawn for 30 days
- £12.18
- Example - £500 overdrawn for 60 days
- £24.35
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0.20 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
£0
If the cheque is lost or stolen there is no charge to cancel. In other circumstances, the reason for cancelling is established and the customer may be charged £10 to cancel.
-
credEcard - credEcardplus Account
General account info
Maintaining the account
£2 per month
There is a monthly account management fee of £2.00.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £0.75
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- £15
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £28
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- 10p per SMS message.
- 10p per ATM balance enquiry.
- 50p plus 2.5% per transaction value via PayPoint (max load of £249).
- 10p per SMS message for confirmation of ATM withdrawals and purchases.
- 50p card to card transfer on receiving payment.
- £3 per next day transfer request from account.
- £5 transaction revocation administration fee.
- £2 application cancellation fee.
-
Halifax - Expresscash
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
NatWest - Select Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
AIB (NI) - Student+ Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
-
Virgin Money - M Plus Account (16/17 yrs)
General account info
Maintaining the account
£0 per month
There is no monthly charge. Insurance packs are available with a monthly charge payable up to £14.50.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £20 - £25 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7
Other fees and charges
Cancelling a cheque
£0
No charge if cheque is lost or stolen, for all other reasons there is a charge of £10.
-
NatWest - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Royal Bank of Scotland - Select Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Royal Bank of Scotland - Graduate Account Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
-
Santander - 123 Mini Current Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.48
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.48
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25 / £15 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Nationwide Building Society - FlexStudent
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Cashplus - Flexiplus
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
A fee of £10.00 is incurred if payment of a direct debit is refused due to lack of funds. No charges are incurred if payment of a standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in pounds
£0
There is a fee of £0.99 per debit card transaction.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £0
- £ cost per transaction
- £2
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £4.50
Payments
Sending money within the UK
- BACS charge
- £0.99
- Faster payments charge
- £0.99
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
Not applicable.
- Paying in with Cash at UK Post Offices - 0.3% fee will apply to the total amount paid in.
- Cash withdrawals at a Bank, Post Office or quasi-cash purchases (purchase of travellers' cheques, foreign currency, loan fees and financial counselling service fees) - £3.00
- Cancellation fee - £10.00
-
AIB (NI) - Student Account (12-18)
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38 / £2.13
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £10 - £20 / £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £5 / £2 - £6
-
Nationwide Building Society - FlexDirect
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
A minimum of £1000 a month must be deposited into the account, to qualify for the credit interest rate (fixed for the first 12 months). No interest is paid on the whole balance if the monthly credit is not made.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.26
- Example - £500 overdrawn for 30 days
- £13.99
- Example - £500 overdrawn for 60 days
- £28.37
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £20
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Royal Bank of Scotland - Foundation Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £20 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Bank of Scotland - Vantage Platinum Account
General account info
Maintaining the account
£21 per month
Minimum monthly deposit
To receive credit interest a minimum monthly deposit of £1000 is required, the account must be kept in credit and two different Direct Debits must be paid from the account each calendar month.
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £2.87
- Example - £500 overdrawn for 30 days
- £12.42
- Example - £500 overdrawn for 60 days
- £25.18
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
£0
There is no charge for a stopped cheque.
-
Ulster Bank - Adapt Account 11-18 Year Olds
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
Items will not be paid in the event of lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- Unavailable
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
NatWest - Foundation Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.38
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £23
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £23 / £0 - £30
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £7 / £1 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Halifax - Basic Account
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit or standing order is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.50 / £2
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.50 / £3
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £9.50 / £9.50
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 / £2 - £7
Other fees and charges
Cancelling a cheque
Unavailable
-
Nationwide Building Society - FlexGraduate (2 year course) Ex/C
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
-
Ulster Bank - U First Private Account Ex/C
General account info
Maintaining the account
£26 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £1.72
- Example - £500 overdrawn for 30 days
- £7.37
- Example - £500 overdrawn for 60 days
- £14.85
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £1.33
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.33
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £25
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £25
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0 - £6
-
Monese - Monese Simple
General account info
Maintaining the account
£0 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
Unavailable
Unarranged overdraft
Unavailable
Refusing a payment due to lack of funds
No charges are incurred if payment of a direct debit is refused due to lack of funds.
Allowing a payment despite lack of funds
unavailable
Debit card
Replacement fee
£4.95
£4.95 fee for second physical card and card replacement if lost, stolen or expired.
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- £200
- £ cost per transaction
- £0
- % cost per transaction
- 2%
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0
Payments
Standing order
Unavailable
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- Unavailable
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
Other fees and charges
Cancelling a cheque
Unavailable
- Using the debit card abroad to make purchases: £2,000 free per month then 2% per transaction after that.
- Post Office cash load (UK only) £200 free - 2% per transaction after that
- Pay Point cash load (UK only) £200 free - 2% per transaction after that
-
Investec Bank - Voyage
General account info
Maintaining the account
£41.66 per month
There is an annual charge of £500 (equivalent to £41.66 per month). The first year's fee will be deducted 30 days after the account is opened.
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £0
- Example - £500 overdrawn for 30 days
- £0
- Example - £500 overdrawn for 60 days
- £0
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
No charges are payable for failed payments in the event of lack of funds.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0 / £1
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £0 / £1
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £0
Sending money outside the UK
- European transfer / Worldwide transfer
- £0
Receiving money from outside the UK
- European transfer / Worldwide transfer
- £0
-
Royal Bank of Scotland - Reward Platinum Ex/C
General account info
Maintaining the account
£20 per month
Minimum monthly deposit
There is no minimum monthly deposit
Overdrafts
Arranged overdraft
- Example - £500 overdrawn for 7 days
- £3.24
- Example - £500 overdrawn for 30 days
- £13.87
- Example - £500 overdrawn for 60 days
- £28.13
Unarranged overdraft
- Example - A single payment made, while overdrawn, for 2 days in a month
- £0
Refusing a payment due to lack of funds
There is an unpaid item fee charge of £2.75 per item; fees subject to a maximum of £2.75 per month.
Allowing a payment despite lack of funds
No charges are payable for payments allowed despite lack of funds.
Debit card
Payment in foreign currency
- Example - Spending £50 in the EU/Worldwide
- £0
Cash withdrawals
In pounds in the UK
- Maximum free cash withdrawal
- Unlimited
- £ cost per transaction
- £0
- % cost per transaction
- n/a
In foreign currency outside the UK
- Example - Withdrawing £50 in the EU/Worldwide
- £1.38
Payments
Sending money within the UK
- BACS charge
- £0
- Faster payments charge
- £0
- CHAPS charge
- £20
Sending money outside the UK
- European transfer / Worldwide transfer
- £0 - £30