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Where to get free debt advice in Liverpool

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available in Liverpool and across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

  • never judge you or make you feel bad about your situation
  • always be happy to talk to you, however big or small your problem might be
  • find ways to manage your debts even if you think you have no spare money
  • suggest ways to deal with debts that you might not know about

Did you know?

Most people who have got debt advice tell us they feel less stressed or anxious and more in control of their life again

On this page you can find:

All of the services below are free, confidential and hold a standard or membership code accredited by the Money Advice Service.

Face-to-face and local services

Search for a debt advice service near you. You can then set up a face-to-face appointment and speak to an expert adviser in person.

Where shown, some local services can also provide debt advice by phone.

10 results for “liverpool
  • Liverpool Community Advice

    0.16 miles
  • Vauxhall Community Law & Information Centre

    • VNC Millennium Resource Centre Blenheim Street, Liverpool, Merseyside, L5 8UX
    • 0151 482 2540
    0.92 miles

    This service is for residents in the Liverpool City Council area.

    Vauxhall Community Law & Information Centre advise clients regarding liability for debts where necessary and debt management within their means. Where advisable we refer on to specialists regarding Debt Relief Orders, IVSs and Bankruptcy.

    Visit Vauxhall Community Law & Information Centre's website for information about their service and opening times.

  • Raise

    0.94 miles

    Raise focuses on providing advice to social housing tenants and Liverpool residents who are unable to get to their nearest advice centre. They provide telephone advice in emergencies but otherwise work exclusively by home visit. There is no drop in facility.

    Visit Raise's website for information about their service and opening times.

  • Citizens Advice Liverpool (Walton)

    1.70 miles

    0151 207 6974 - admin line only

  • South Liverpool (Toxteth) Citizens Advice

    1.87 miles
  • Citizens Advice Wirral - Birkenhead

    1.94 miles

    Face to face advice is available through pre-booked appointments only

  • CAP Liverpool Anfield Debt Centre

    2.07 miles

    We are a charity that provides free face to face debt advice in your own home, with ongoing support available by telephone. Give our friendly team a call on 0800 328 0006 or visit to find out more.

  • Citizens Advice Wirral - Wallasey Office

    2.19 miles

    Face to face advice by pre-booked appointment only

  • Citizens Advice East Liverpool

    • 242 Picton Road, Wavertree, LIVERPOOL, Merseyside, L15 4LP
    • 0344 848 7700
    2.87 miles
  • Citizens Advice Sefton - Bootle

    3.50 miles

    Free, independent, confidential and impartial advice service

Online debt advice services

Online services are secure and you can get immediate, personalised help. Some services are available 24 hours a day.

  • PayPlan

    • PayPlan’s online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

    National Debtline

    • National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

  • Debt Advice Foundation

    • Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

    StepChange Debt Charity

    • StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

  • Citizens Advice Web Chat

    • Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

Telephone debt advice services

You can speak directly with an expert adviser. Telephone services are usually available weekdays, evenings and Saturdays.

  • National Debtline

    • 0808 808 4000
    • National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

    Debt Advice Foundation

  • PayPlan

    • 0800 280 2816
    • PayPlan’s supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.

    StepChange Debt Charity

    • 0800 138 1111
    • StepChange helps change the lives of thousands of people every week. Their expert advice is impartial and personalised to each individual situation.

If you are self-employed or run a small business and have personal or business debts, contact the free service Business Debtline

Spotted an error? Let us know.

While we try to ensure this information is accurate and up to date, we cannot be responsible for any inaccuracies in the information. The Money Advice Service takes no responsibility and is not liable for any advice given by third parties.

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  • Saturday, 8am to 3pm
  • Sunday and Bank Holidays, closed

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0800 138 7777


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  • Saturday, Sunday and Bank Holidays, closed