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Mortgage Affordability Calculator

How much can you borrow?

This tool will help you estimate how much you can afford to borrow to buy a home. We’ll work it out by looking at your income and your outgoings. Mortgage lenders will look at these figures very closely to work out how much they’ll offer you.

It should take about five minutes to complete.

Required fields are followed by *

Annual Income

£ per year
£ per month
£ per year
Is there a second applicant? (displays new content below)
£ per year
£ per month
£ per year

Web chat

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Got a question? Our advisers will point you in the right direction.

Open:

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm.
  • Sunday and Bank Holidays, closed
Unavailable

Call Us

Give us a call for free and impartial money advice.

0800 138 7777 *

Open:

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm, Sunday and Bank Holidays, closed.
  • The Money Advice Service will be running a reduced service over the Christmas and new year holiday period. Please visit our contact us page for opening hours.

*Calls are free