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Mortgage Affordability Calculator

How much can you borrow?

This tool will help you estimate how much you can afford to borrow to buy a home. We’ll work it out by looking at your income and your outgoings. Mortgage lenders will look at these figures very closely to work out how much they’ll offer you.

It should take about five minutes to complete.

Required fields are followed by *

Annual Income

£ per year
£ per month
£ per year
Is there a second applicant? (displays new content below)
£ per year
£ per month
£ per year

Web chat

Sorry, web chat is only available on internet browsers with JavaScript.

Web chat is available from 9am to 1pm.


  • Monday to Friday, 8am to 6pm.
  • Saturday, 9am to 1pm.
  • Sunday and Bank Holidays, closed

Call Us

Give us a call for free and impartial money advice.

0800 138 7777 *


  • Monday to Friday, 8am to 6pm
  • Saturday, 9am to 1pm
  • Sunday and Bank Holidays, closed.