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Stamp Duty calculator

Calculate the Stamp Duty on your residential property purchase in England or Northern Ireland

You must pay Stamp Duty Land Tax (SDLT) if you buy a property over the current SDLT threshold of £125,000. You pay a different tax if your property or land is in Scotland or Wales. There are different rules if you or the person you’re buying with are first time buyers purchasing their first home and the purchase price is less than £500,000. Anyone buying an additional residential property worth £40,000 or more will have to pay additional stamp duty even if the property you already own is abroad. You must send an SDLT return to HMRC and pay the tax within 14 days.

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Buying in Scotland or Wales?

The Scottish and Welsh equivalents of the Stamp Duty Land Tax (SDLT) paid in England and Northern Ireland is the Land and Buildings Transaction Tax (LBTT) in Scotland the Land Transaction Tax (LTT) in Wales.

Stamp Duty Calculator - Your Results

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Stamp Duty to pay is
Stamp Duty on your additional property Stamp Duty to pay is
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The effective tax rate is 0.00%

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You are not eligible for relief on Stamp Duty because the property value is greater than £500,000.

How is this calculated? Click to expand.

Stamp Duty is paid at different rates, depending on the purchase price. For example, someone subject to Stamp Duty buying a property for £245,000 would pay no tax on the value of the property up to £125,000 and 2% tax on the property value between £125,001 and £245,000. In this case, total liability for Stamp Duty would be £2,400 giving an effective tax rate of 1%.

Those subject to the additional rates of stamp duty rates will pay an extra 3% on top of the relevant standard rate band. In this example that would represent an extra £7,350, meaning the total stamp duty would be £9,750 giving an effective tax rate of 4%.

Purchase price of property Rate of Stamp Duty Additional Property Rate*
£0 - £125,000 0% 3%
£125,001 - £250,000 2% 5%
£250,001 - £925,000 5% 8%
£925,001 - £1,500,000 10% 13%
Over £1.5 million 12% 15%

* Properties under £40,000 are not subject to the additional SDLT rates

First-time buyers are entitled to relief for the first £300,000 of Stamp Duty on properties up to a value of £500,000.

For example, if you’re buying your first property for £350,000 you would pay:

  • no Stamp Duty on the value of the property up to £300,000
  • 5% tax on the value between £300,001 and £350,000.

In this case, the total amount of Stamp Duty would be £2,500, giving an effective rate of 0.7%.

For properties priced over £500,000, no relief is available and you would pay Stamp Duty on the full purchase price.

Purchase price of property Rate of Stamp Duty
£0 - £300,000 0 %
£300,001 - £500,000 5 %
£500,000+ Standard rates apply (see below)

If you're buying your next home or buying a property valued at over £500,000 you would pay:

  • no tax on the value of the property up to £125,000
  • 2% tax on the property value between £125,001 and £250,000
  • 5% tax on the property value between £250,001 and £550,000.

In this case, the total amount of Stamp Duty would be £17,500, giving an effective tax rate of 3.2%.

These rates currently apply to England, Wales and Northern Ireland

Purchase price of property Rate of Stamp Duty Additional Property Rate*
£0 - £125,000 0% 3%
£125,001 - £250,000 2% 5%
£250,001 - £925,000 5% 8%
£925,001 - £1,500,000 10% 13%
Over £1.5 million 12% 15%

* Properties under £40,000 are not subject to the additional SDLT rates

Stamp Duty is paid at different rates, depending on the purchase price. For example, someone subject to Stamp Duty buying a property for £245,000 would pay no tax on the value of the property up to £125,000 and 2% tax on the property value between £125,001 and £245,000. In this case, total liability for Stamp Duty would be £2,400 giving an effective tax rate of 1%.

Those subject to the additional rates of stamp duty rates will pay an extra 3% on top of the relevant standard rate band. In this example that would represent an extra £7,350, meaning the total stamp duty would be £9,750 giving an effective tax rate of 4%.

Purchase price of property Rate of Stamp Duty Additional Property Rate*
£0 - £125,000 0% 3%
£125,001 - £250,000 2% 5%
£250,001 - £925,000 5% 8%
£925,001 - £1,500,000 10% 13%
Over £1.5 million 12% 15%

* Properties under £40,000 are not subject to the additional SDLT rates

Did you know?

You have to pay Stamp Duty within 14 days of buying a property. If you're using a solicitor to carry out the conveyancing, they will normally organise the payment for you.

Stamp Duty - Everything you need to know

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