Taking control of debt, free debt advice, improving your credit score and low-cost borrowing
Renting, buying a home and choosing the right mortgage
Running a bank account, planning your finances, cutting costs, saving money and getting started with investing
Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit
Planning your retirement, automatic enrolment, types of pension and retirement income
Having a baby, divorce and separation, what to do when someone’s died, choosing and paying for care services
Buying, running and selling a car, buying holiday money and sending money abroad
Protecting your home and family with the right insurance policies
Coronavirus Money Guidance
- Get free trusted guidance and links to direct support
Visit our support hub
It is now law that most employees must be enrolled into a workplace pension scheme by their employer. This calculator will show you how much will be paid into your pension by you and your employer.
We need to know your age so that we can work out the contributions correctly – the rules vary slightly based on age. This is explained in the letter you receive from your employer about automatic enrolment.
We need to know your gender because the contribution rules vary slightly due to current differences in State Pension retirement dates for men and women.
You are too young to join a workplace pension. When you reach the age of 16 you may ask your employer to enrol you. If you do so, your employer will make contributions.
Your employer will not automatically enrol you into a pension but you can choose to join.
You are not eligible to join a workplace pension because you are above the maximum age.
Your employer will not automatically enrol you into a workplace pension scheme but you can choose to join. If you do so, your employer will not be obliged to make contributions.
Your employer will not automatically enrol you into a workplace pension scheme but you can choose to join. If you do so, your employer will make contributions.
Please note: Your earnings are very close to the threshold at which your employer does not have to contribute to your pension if you choose to enrol. You should check to confirm whether or not your employer will contribute as this threshold varies depending on whether you are paid monthly, weekly or 4-weekly. Read more about the salary thresholds for workplace pensions.
Please Note: Your earnings are very close to the automatic enrolment salary threshold. You should check with your employer to confirm whether or not you are eligible to be automatically enrolled as the thresholds vary depending on whether you are paid monthly, weekly or 4-weekly. Read more about the salary thresholds for workplace pensions.
Enter your salary before tax or other deductions are taken off. This is known as your gross salary. If you have more than one job (opens in a new window), you will have to enter each salary separately.
Your employer can choose whether to make contributions on part of your salary (known as your qualifying earnings
) or on your full salary. To find this out, you will need to check with your employer.
This is the part of your annual pay that will be used to calculate your pension contribution under automatic enrolment. It is your earnings before tax (up to a maximum limit of £50,000 per year) – less the lower earnings threshold of £6,240.
At your earnings level, you will have to make contributions based on your full salary.
Sorry, web chat is only available on
Got a question? Our advisers will point you in the right direction.
0800 138 7777
Our general email address is
We will normally respond to your enquiry within 48 hours of receipt.