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Money Advice Service

Free & impartial money advice, set up by government

  • Advice and guides to help improve your finances
  • Tools and calculators to help you keep track and plan ahead
  • Support in person, over the phone and online

Choose a section to get started...

Debt and borrowing

Taking control of debt, getting free debt advice, and how to borrow affordably

Budgeting and managing money

Advice on running a bank account, planning your finances, and cutting costs

Saving and investing

How to save money, types of savings account, and getting started with investing

Work, pensions and retirement

Includes retirement advice, types of pension and retirement income, and information on automatic enrolment

Benefits

Find out what benefits you're entitled to and learn about Universal Credit

Births, deaths and family

Having a baby, making a will, and dealing with divorce and separation

Insurance

Help and advice on protecting your family and getting the right home and car insurance

Homes and mortgages

Everything you need to know about buying a home and choosing the right mortgage

Care and disability

Choosing the right care services, support for carers and paying for the cost of care

Cars and travel

Help with buying, running and selling a car, buying foreign currency, and sending money abroad

Your Money Advice blog

Tips, news and views on all things money from mortgages and savings to budgeting and benefits

Popular tools & calculators

View all… of our popular tools and calculators

Budget planner

Put your money to the test

Compare annuities

Start planning your retirement

Mortgage calculator

Calculate your price range

What's new

Web chat

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Got a question? Our advisers will point you in the right direction.

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  • Monday to Friday, 8am to 10pm
  • Saturday, 9am to 10pm
  • Sunday, 10am to 10pm

Call us

Give us a call for free and impartial money advice.

0300 500 5000 *

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm

* Calls cost the same as a normal call, if your calls are free, it's included.